Frances Gagua
CBA deploys AI bot army to disrupt and study scam attacks
CBA deploys AI bot army to disrupt and study scam attacks
Thousands of voice and message bots intercept scammers before they reach real customers.
Indonesia consumer loan growth may slow as banks tighten risk rules
CGS International observed higher rejection rates and mortgage rate increases.
India liquidity support eases funding strain for banks
Margins will fall in the near-term, but pressures will ease as deposit costs fall.
New bad loan formation remains a key risk for China Everbright Bank
The bank has adequate buffers, with reserves covering 174.4% of its NPLs.
Citi teams up with Ant to improve airline FX solutions
The Falcon TST Model can predict future data points by learning patterns using AI.
Taiwan’s ATM, money transaction volumes outperform global averages
Over 93.3% of Taiwanese adults have a bank account, higher than 76.2% globally.
KEB Hana Ban’s problem loans rising, but profitability stable
Net interest margin will decline whilst credit costs will rise.
CIMB Group to maintain stable capital, liquidity, problem loans
Successful de-risking initiatives will support its ‘stable’ problem loans ratio.
Chinese yuan loans, deposits rose in H1 2025
Outstanding yuan loans grew 7.1% to $37.41t.
Mastercard unveils new perks under “The Mastercard Collection.”
It includes fast-track security lanes in airports and Live Nation events’ ticket access.
Demand for loans in Japan “about the same” in April-June
Firms of all sizes saw little change in demand during the period.
Hong Kong lenders consider making bad bank to offload $25b in soured loans
Hang Seng Bank and BoCom reportedly mulled setting up a special vehicle.
Singapore banks’ interest income expected to come weaker in Q2
Net interest margins of the 3 banks are expected to compress by 5-7 basis points.
Thailand’s SCB enforces SIM name match requirement
Customers can still make transactions as usual on ATMs and branches.
HSBC appoints Runa Baksi as head of SEA for global trade solutions
Baksi will oversee GTS across Singapore, the Philippines, Thailand, and Vietnam.
Australia floats removing surcharge on card payments, lowering interchange fee cap
Lowering the cap could save businesses $1.2b in fees per year.
BofA appoints new heads for Global Payments Solutions in APAC
Lin Guo and Kitty Yen are head of GPS China and GPS Taiwan, respectively.
Commentary
Asia’s banks hold the mandate to innovate. Now they must earn it.
Why Asia's banks are rebuilding their credit infrastructure in 2026
Banks retreat, private credit advances: Asia Pacific’s quiet lending revolution
Human Sparsity Blockchain: A citizen-validated ledger for digital finance supervision
Will stablecoins disrupt the banking business?
Digital transformation starts with leadership