Retail Banking

RCBC names AREIT CEO as independent director

Independent director Erika Fille Legara has been named to the advisory board.

Indian banking returns hit decade-high as global margins shrink

CareEdge report confirms banking metrics are the strongest in years with multi-year low debt ratios.

China Bohai Bank faces high asset risk from retail and investment loans

Its NPL ratio rose 5 basis points in June 2025 compared to six months prior.

Kiatnakin Phatra Bank's profit jumps 26.1% but loan book shrinks in Q4 2025

Its net profit of $190.06m is 18.6% higher compared to a year earlier.

India’s ESAF Small Finance Bank modernises onboarding and lending

It expects to optimise IT costs and see lower licensing costs.

CZBANK stays stable but property risks spark new NPL threat

Net interest margin narrowed in 9M 2025, but this is expected to slow, Moody’s said.

Krungsri’s profit rises 6.9% in 2025 as retail and SME loans contract

Its CEO warned of slower economic growth and consumption in 2026.

SCB X’s net profit rose 8.1% to $1.51b in 2025

But its loan portfolio contracted and net interest income dropped 8%.

Mega ICBC's problem loans may rise on SME and tariff risks: Moody’s

The bank’s foreign currency loan portfolio may benefit from higher USD lending margins, however.

Maybank targets 13%–14% ROE by 2030 under ROAR30 strategy

It aims for a NIM of over 2.05% and a cost-to-income ratio of not more than 47%.

Chinese banks defy Vanke contagion as S&P forecasts 4% growth

Weak-loan ratios are currently performing better than the agency had previously anticipated.

Indonesia loan growth cooled in 2025 as 12% target looks tough: UOBKH

The central bank successfully addressed funding constraints, but borrowers remain cautious.

Trust is first banking app in Singapore to offer fractional trading

It now gives access to over 7,000 US stocks and ETFs.

SMBC to transform India branches into subsidiary after conditional RBI nod

The Japanese megabank will transform its local presence into a centralised corporate structure.

India's Canara Bank enables UPI payments on ai1Pe app

Canara Bank now has access to the latest UPI functions and updates.

ICICI profit slips as provisions more than double in Q3 2026

The bank had to make a $143m for regulatory compliance related to agri loans.