Retail Banking

Banks risk wealth advisor exits without tech upgrades: Cerulli

Just 8% of wealth advisors in the Americas are not yet using wealth tools.

South Korea rewrites bank loan-deposit rules to push regional lending

Regulators plan to upgrade rules and provide incentives to improve regional banks’ competitiveness.

Indian banks outclass Western peers with high-return, low-leverage model

The study groups India where lower gearing aligns with higher performance.

Security Bank names new wealth segment head

The Philippine bank also announced the retirement of EVP Gina Go.

RCBC names AREIT CEO as independent director

Independent director Erika Fille Legara has been named to the advisory board.

Indian banking returns hit decade-high as global margins shrink

CareEdge report confirms banking metrics are the strongest in years with multi-year low debt ratios.

China Bohai Bank faces high asset risk from retail and investment loans

Its NPL ratio rose 5 basis points in June 2025 compared to six months prior.

Kiatnakin Phatra Bank's profit jumps 26.1% but loan book shrinks in Q4 2025

Its net profit of $190.06m is 18.6% higher compared to a year earlier.

India’s ESAF Small Finance Bank modernises onboarding and lending

It expects to optimise IT costs and see lower licensing costs.

CZBANK stays stable but property risks spark new NPL threat

Net interest margin narrowed in 9M 2025, but this is expected to slow, Moody’s said.

Krungsri’s profit rises 6.9% in 2025 as retail and SME loans contract

Its CEO warned of slower economic growth and consumption in 2026.

SCB X’s net profit rose 8.1% to $1.51b in 2025

But its loan portfolio contracted and net interest income dropped 8%.