Retail Banking
PSBank’s net income at $37.85m in H1 on loan book growth
PSBank’s net income at $37.85m in H1 on loan book growth
Core revenues rose 7%, and operating expenses declined by 2%.
Philippine Business Bank’s net income at $18.75m in H1 2025
The bank will continue to focus on the SME market as its core strategy.
Gen Alpha’s high financial literacy challenges banking norms
Nearly all APAC children now have financial accounts.
Bank Rakyat Indonesia’s net income down 11.25% to $1.63b in H1
Operating income declined whilst net provisions for impairment losses rose.
BRI’s asset quality deterioration has likely peaked: UOBKH
Credit costs are expected to remain elevated at 3.2% and 3% in 2025/26, however.
India’s AU Bank clinches in-principle approval to become a universal bank
The Jaipur-based bank is said to be the largest small finance bank in India.
Norinchukin Bank logs $395.49m profit in Q1 FY2025
This is a reversal from its JPY412.7b loss a year earlier.
Philippine central bank eyes new rules to tackle online gambling
It will include daily limits to gambling-related transfers and time-based restrictions.
Indonesia, Malaysia, Thailand name new banks for local currency transaction framework
The banks will facilitate cross-border settlement of trade and investment.
Chinese banks to see only mild impact from tax on bond interest income
The policy is also likely to increase the financing cost of banks for issuing new bonds.
Cathay United Bank to make its debut in Japan with Tokyo branch
It plans to assist Taiwanese companies expanding in the market.
HDBank’s profit after tax up 24.26% to $306.28m in H1
The bank cited its digital transformation, credit growth, and risk management.
1 in 3 financial institutions in Taiwan have adopted AI
87% of banks have adopted AI.
Banks explore stablecoins as digital currency gains traction
The future of banking deposits is changing due to the growth of stablecoins.
Banks target 2030 cost cuts through transformation efforts
About 1 in 3 see embedding AI as a way to transform their organizations.
Security Bank taps employee stories to boost loyalty
The Philippine lender’s #YouMatter campaign aims to humanize the brand.
Taiwanese investors adopt conservative strategies in 2025: survey
Saving and wealth accumulation remains the top goal amongst the 9,000 respondents.
Commentary
Navigating liquidity challenges for VCs in Asia Pacific
Show, don’t tell: Asian banks need to prove simplification works – here’s how