JCB, Indonesia’s BNI launch credit card with focus on dining

Cardholders will get a $974 cashback if they spend $9,750 across a certain period.

PT JCB INternational Indonesia and PT Negara Indonesia (Persoro) (BNI) have launched the credit card BNI JCB Ultimate in Indonesia.

The card is targeted for the super-premium segment, and focuses on dining features. With a minimum transaction of IDR1m, cardholders can earn 10x BNI rewards points for dining transactions– both international and domestic– and 3x BNI rewards points for non-dining transactions.

The card also features a spending reward program, which enables active cardholders to get flight tickets and cashback by redeeming their BNI rewards points through the BNI contact centre. 

Active cardholders also have the chance to get 1 business class return flight ticket from Jakarta to Tokyo should their total retail transactions– domestic and international– amount to approximately $13,000 (IDR 200m), with a minimum transaction of $3,250 (IDR50m) per month across a three-month period.

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Cardholders who accumulate a total of $9,750 (IDR150m) in domestic and international retail transactions, with a minimum spend of $3,250 (IDR50m) per month within a three-month period, are eligible for a $974 (IDR15m) cashback. 

The BNI JCB Ultimate Card has an elegant and luxurious premium design with a combination of gold, black, and silver colours. The koi fish on the card symbolises good luck, success, and prosperity, which are BNI's hope for BNI JCB Ultimate cardholders. The koi fish and water waves on the BNI JCB Ultimate Card design are tactile.