In Focus

Will AI define banking’s winners and losers?

Will AI define banking’s winners and losers?

The next five years will determine the industry’s AI adoption journey.

In Focus

More firms plan to support instant payments within next two years

Yet 13% FIs in APAC remain unsure about timelines and readiness.

In Focus

Aussie mortgage holders and renters lead in unpaid card debt: survey

Mortgage payers owe A$1,342 on average, compared to homeowners owing A$787.

In Focus

Banks’ AI adoption to shape cost and revenue advantage

An AI-gap may emerge amongst global banks depending on their adoption journeys, says S&P.

In Focus

Malaysian banks’ sector earnings on track for growth in 2025

Loan growth was stable in September, although household loan growth was slightly slower.

In Focus

1 in 2 APAC consumers name financial wellness as top priority: survey

APAC Gen Zs rate financial wellness higher than other age groups.

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Philippine banks to maintain lending standards in Q4 2025

1 in 10 banks will tighten lending standards for business and household loans.

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Thai banks’ focus on asset quality and ‘clean’ loan books in 2026

The banks are expected to report a loan contraction in 2025 compared to last year.

In Focus

Here's how UOB plans to grow its wealth and wholesale units

For its wholesale banking business, UOB is touting its financing of supply chains as key for growth.

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Singapore banks face softer earnings as NIMs stay under pressure

DBS also noted growing focus on Singapore banks’ Hong Kong exposures.

In Focus

China’s banks expand lending but struggle with weakening demand

UOB Kay Hian said banks remain cautious in extending long-term credit.

In Focus

Banks see sharp drop in cheque use ahead of 2027 phaseout

More people are using e-payment solutions such as PayNow and FAST.

Exclusive

Indonesia’s cooperative credit scheme could pose risks as it scales

Cooperatives carry high credit risk due to weak governance, said UOB Kay Hian.

In Focus

Philippine credit confidence stalls amidst fraud worries

Borrowers view credit cards and personal loans as risky.

Exclusive

Chinese banks lift bond holdings amidst weak credit demand

Total bond investments hit a 13.5% growth rate for 2021-2025.

In Focus

Thailand’s finance sector’s credit costs to rise in Q3 on cautious provisioning

Credit costs are expected to decline in Q4 thanks to stimulus packages.

In Focus

Why Indian banks are seen to absorb loan losses

S&P also said earnings are likely to moderate but remain above long-term averages.

In Focus