Taiwan’s outstanding loans and bad loans inch up in July

The NPL ratio rose by 0.01 percentage points

Total outstanding loans extended by Taiwan’s 38 domestic banks increased by $17.68b (NT$529b) in end-July 2025 compared to a month earlier.

In total, Taiwan’s domestic banks held nearly $1.46t (NT$43.62t) in loans by the end of July.

The non-performing loans (NPLs) of these banks totalled $2.33b, rising by $0.13b compared to a month earlier.

The average NPL ratio rose by 0.01 percentage points to 0.16% in July, from 0.15% in June. This is similar to the level in July 2024.

Coverage ratios of allowances for NPLs decreased by 35.72 percentage points to 842.84%.

(US$1 = NT$29.916; from the Financial Supervisory Commission of Taiwan)