UnionBank offers 0% installment plans in Ikea for credit card holders

For a minimum spend, cardholders can avail a 0% installment plan for 3 months.

Union Bank of the Philippines (UBP) has partnered with IKEA to offer flexible 0% installment plans via UnionBank PayEasy to the bank’s card holders.

With a minimum spend of PHP10,000 using their UnionBank credit cards, customers can avail the 0% installment plan for 3 months, whilst a minimum spend of PHP20,000 allows them to pay in 0% installment for 6 months, the Philippine bank said.

From 26 September to 22 November 2025, cardholders who shop at IKEA and avail of the installment plan with their UnionBank credit card get the chance to win an IKEA gift card worth PHP300,000, the bank said in a press release. Every PHP10,000 installment earns 1 raffle entry, whilst every PHP20,000 installment spend earrings 3 raffle entries.