Taiwan SME loans jump $17.38b in 2025 as banks hit 120% target

SME loans made up 64.81% of total loans extended to all enterprises.

Loans extended to Taiwan’s small and medium enterprises (SMEs) by domestic banks rose by $17.38b (NT$550.4b) in December 2025 compared to a year earlier, according to official data.

The total amount of SME loans now stood at nearly $344.1b (NT$10.89t) as of end-December.

With this, Taiwan has achieved 120% of its annual growth target for 2025, said the Financial Supervisory Commission (FSC).

Loans extended to SMEs by domestic banks accounted for 64.81% of total loans extended to all enterprises, and 68.26% of total loans extended to private enterprises.

The average non-performing loan (NPL) ratio of the SME loans was 0.2%, the same as in end-November 2025.