Bank of Baroda adds biometric authentication for UPI payments and PIN setting

Customers can authorise payments and reset their PINs using fingerprint or face ID.

Bank of Baroda has introduced biometric authentication for payments and PIN setting and resetting.

The India-headquartered bank’s customers can now authorise UPI payments of up to ₹5,000 using fingerprint or face ID registered on their mobile device, according to a statement on 27 May 2026.

Customers can also set or reset UPI PINs using face authentication.

Bank of Baroda said that it has also enabled UPI payments through Internet of Things (IoT) devices. This means that customers can link with supported vehicles and smart appliances to make UPI Payments.

IoT-based payments are an extension of the Delegate Payments framework and allow a user to delegate payment authority to a secondary user or device to execute transactions within pre-defined limits, Bank of Baroda said.