India

India amends ECB loan rules

India amends ECB loan rules

It expanded the list of recognised lenders and simplified requirements for eligibility.
1 day ago

India bank credit hits $2.4t amidst fintech boom

Formal banking reach expanded to 569.3 million Jan Dhan accounts by early November 2025.
1 day ago

India’s Bank of Baroda to log 1% to 1.2% ROAA over next two years

Loan portfolio is strong, but its international business could temper its net interest margin.
2 days ago

Kotak Life and Utkarsh Small Finance Bank ink life insurance partnership

Utkarsh SFBL offers Kotak Life’s insurance products to its 5.14 million customers.
6 days ago

NPCI’s FiMI AI model to handle UPI disputes

It uses an agentic AI framework for multi-step reasoning tasks.

APAC fintech deals drop to $9.3b in 2025 as private equity hits record low

Venture capital investment for fintechs in the region also fell to its lowest in a decade.

How India’s 53% credit-to-GDP ratio exposes a lending gap

Formal borrowing is expanding but still trails the scale of domestic economic activity.

SBI hits record net profit of $2.32b in Q3 FY2026

Operating profit rose almost 40% although NIM fell to 3.12%.

How can Indian lenders balance loan growth and risk?

Reforms could help improve efficiency, especially of state banks.

Indian bank credit jumps 14.4% in December as gold loans double

Power segment and ports drive infrastructure credit growth.

India's public banks must cut branches to hit 'world-leading' goal: S&P

Indian PSBs are inefficient due to underutilised and low-yielding branches, an analyst said.

Indian public bank deposit share slumps to 56% as private rivals surge

Household savings held by private lenders climbed from 30% in 2020 to 35% by 2025.

Indian banks outclass Western peers with high-return, low-leverage model

The study groups India where lower gearing aligns with higher performance.

Motilal Oswal profit skyrockets 65% on record operating surge

The India financial services company saw asset and private wealth growth.

Indian banking returns hit decade-high as global margins shrink

CareEdge report confirms banking metrics are the strongest in years with multi-year low debt ratios.