Indonesia
Higher provisions to squeeze Indonesia bank profits as geopolitical risks mount
Higher provisions to squeeze Indonesia bank profits as geopolitical risks mount
An expectd 5% GDP growth should support an 8% to 9% loan expansion in 2026, said Fitch Ratings.
3 days ago
Danamon and MUFG Indonesia explore potential integration by 2027
The integrated bank will remain a consolidated subsidiary of MUFG Bank.
BSN eyes retail and gold to push beyond mortgage-heavy roots
It is wading downstream from mortgages to lend to developers, hardware stores, and the likes.
Insurance growth strains trust at claims stage
Claims delays reshape customer loyalty patterns in Indonesia insurance sector.
Indonesia's financial sector urged to shift from expansion to resilience
The country’s 5% growth is no longer a green light for risk-taking, an economist warns.
Banks and insurers must chase AI value creation, not cost savings
They should consider AI as an operating system by itself, not whether it can write them a system.
Margin pressure forces banks off board-rate deposit pricing
Deposit pricing strategies shift as competition tightens funding conditions.
Insurers told tech alone won’t solve rising complexity in Indonesia
Indonesia’s insurance penetration remains low at 2.72% despite rapid AI adoption.
Indonesian banks pursue SMEs, emerging affluent in fintech battle
Financial institutions are bracing for the ‘invisible banking' era.
Why channel reliability trumps promotions in Indonesia's bank loyalty war
Consumers don't want e-channels that are constantly down or lags.
Indonesia finance firms face narrowing window to monetise AI, BCG says
Financial institutions are entering a new AI-driven “intelligence war” focused on products and operations.
BNI's 20.1% loan growth masks weakening private-sector demand
Wholesale segments are lifting up BNI’s loans.
Indonesia banks face tight liquidity through 2026: CreditSights
Higher energy prices will reduce room for fiscal spending, the report said.
Bank Central Asia's margin falls in Q1 as wholesale competition weighs
The bank is implied to be sitting on excess liquidity, said UOB Kay Hian.
Bank Mandiri Q1 profit up 16.6% as Agrinas drives loan growth
The bank is prioritising asset quality and underwriting discipline, leading to slower retail loan growth.
Bank Mandiri says oil shock could lift bad loan ratio to 4%: report
Growth in the commodity segment may cushion its wholesale loan portfolio.
Indonesia card payments to reach $61.3b in 2026
Inclusion and policy support fuel growth.
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