Taiwan banks’ loans and NPLs up in February

The NPL ratio was the same as in January, but 0.01 ppt lower than in February 2025.

Taiwanese banks’ outstanding loans and non-performing loans (NPLs) both rose as of end-February 2026, leading to the average NPL ratio staying at the same range.

Total outstanding loans extended by the 38 domestic banks in Taiwan rose by $18.21b (NT$569b) in February compared to the previous month, amounting to$1.47t (NT$45.87t), according to data from the Financial Supervisory Commission (FSC) of the Republic of China (Taiwan).

NPLs across the 38 banks totaled $2.19b (NT$68.4b), rising by $0.04b (NT$1.13b) against the previous month.

The average NPL ratio is 0.15%, the same as in January, and down 0.01 percentage point compared to February 2025.

(US$1 = NT$31.251)