Lending & Credit
SMBC Consumer Finance to open 4 Chinese offices
SMBC Consumer Finance to open 4 Chinese offices
Its consumer loan unit intends to open the branches in the next three years. Sumitomo Mitsui Financial Group, Inc. wants to focus its capital on...
China's NPLs reached a whopping US$79b at the end of 2012
Asset management companies will be set up to fend off risks.
Bank Rakyat Indonesia's growth in micro loans feared to slow
Average loan yields in micro loans have dropped to 20% in 2012.
2 reasons why Hong Kong banks' loan growth will decelerate in FY13
Loose monetary conditions in China is one reason.
BIDV signs cooperation agreement with IIB
Bank for Investment and Development of Vietnam will receive US$65 million credit.
Chinese banks’ bad loans jumped by 39%
Stood at US$69 billion in 2012.
Credit penetration in Indonesia still low even after a decade of strong credit growth
It's at 29% of GDP.
Mortgage loans in Hong Kong declined 15.9%
Blame it on the property cooling measures.
China's total social financing peaked in January at RMB2.5t: Barclays
Find out what other risks loom for China.
China gets tougher on shadow banking
New rules intend to slow explosive growth of the gray market.
Agricultural Bank of China reports record growth in loans to SMEs
Big Four bank said loans hit US$96 billion in 2012.
Nomura predicts strong micro credit growth recovery for Bank Rakyat Indonesia in FY13F
Thanks to the 6,000 newly-hired loan account officers.
This is how HKMA's tighter regulations help banks' credit profiles
The more severe 300bp interest-rate stress test is a boon after all.
Bangkok Bank to expand personal loan offering
Bangkok Bank is studying he best way to expand in the personal loans sector.
Bank lending to local government financing vehicles curbed
China urges local governments to abide by the rules to avert more bad loans.
Alibaba to finance Guangdong's small businesses
Alibaba will offer collateral-free credit loans to small business owners in Guangdong Province. It is building up its financing arm to tap its...
Loan penetration extremely low in ASEAN
Guess which country has the lowest loan penetration at 30% of GDP?
Commentary
Show, don’t tell: Asian banks need to prove simplification works – here’s how
What kids without wallets can teach us about the future of finance
What is best practice when setting up an in-house bank?
How technology and regulation are reshaping the lending landscape