Lending & Credit

How alternative data lending is reaching Southeast Asia's unscored MSMEs

How alternative data lending is reaching Southeast Asia's unscored MSMEs

The challenge in micro-lending is that small business data does not fit into standard banking templates.
18 hours ago

APAC syndicated loans hit 13-year low as firms seek cheaper funding

SEA lending activity slowed considerably, LSEG said.
22 hours ago

AhaPay and DirectD to offer BNPL to Malaysian tech shoppers

Malaysia has about 7.5 million active BNPL users, according to official data.
1 day ago

How quickly will Hong Kong banks recover from commercial property losses?

Most problem property loans have already surfaced, but risks remain.

Banks can turn climate compliance into a competitive edge: McKinsey

Many banks are still unable to trace and measure their financed emissions.
1 day ago

Malaysia bank loans up 5.7% in May on record business loan growth

Utility loans grew 38.1%, whilst household loans sustained its 5.5% growth rate.
2 days ago

Indonesian banks' strong profits hide widening lending gap

There is also a gulf in banks’ high loan growth and low interest income growth.
6 days ago

Philippine banks brace for more bad loans and less profit

Fitch also flagged the rapid expansion in unsecured credit card receivables.

Filipino borrowers halve since 2021 as debt aversion grows

Formal credit overtakes informal lending as seven in 10 Filipinos call loans a bad idea.

Taiwan SME loans rise $2.27b in April with bad debt ratio improving

Average NPL ratio was 0.20% and lower than in March.

BSP raises salary loan repayment cap to seven years

The seven years is the maximum tenor and not a fixed loan term.

Korean household loan growth triples on Seoul mortgage demand

There was an increase in housing transactions in Seoul.

Aussie mortgage holders spending less as higher rates bite: CommBank

They bucked the trend of Australian households spending more in May.

SME Bank nets $9.9m from zakat entrepreneur programme

The Malaysian lender said that its programme services nearly 1,000 entrepreneurs.

APAC NBFI refinancing needs rise to $758b but risks stay contained

Most NBFIs should have adequate refinancing access and funding conditions, Fitch said.