Dah Sing Banking Group profit up 20% to $316.45m in 2025

Contribution from the Bank of Chongqing climbed 8% during the year.

Dah Sing Banking Group (DSBG) has declared a profit attributable to shareholders of $316.45m (nearly HK$2.48b) in 2025, a 20% year-on-year (YoY) increase, according to its latest annual results.

The Hong Kong-headquartered bank saw its net interest margin (NIM) rise 24 basis points (bps) to 2.41% for the whole year, whilst net interest income rose 10% YoY to $686.49m (HK$5.83b).

Net fee and commission income rose 28% YoY to over $216.92m (HK$1.7b), whilst net trading and fee income and other income jumped 21% YoY to about $49m (HK$384m).

Credit impairment charges dipped 0.5% YoY to $227.13m (HK$1.78b).

Profit contribution from the Bank of Chongqing rose by 8% YoY to $93.02m (HK$729m), according to the DSBG.

Common equity tier 1 ratio (CET1 ratio) is 18.8%.

Earnings per share is HK$1.76 for 2025, whilst final dividend per share is HK$0.49.

For Dah Sing Financial Holdings (DSFH), profit attributable to shareholders increased 23% YoY to HK$2.06b for the year. Earnings per share is HK$6.45, whilst final dividend per share is HK$1.42.

(US$1 = HK$7.84)