DBS Bank starts offering mortgage-linked insurance

Policy holders can receive payments for death and permanent incapacitation, as they can get up to 40% of the total coverage if they incurred a major accident.

DBS Bank has recently announced a mortgage-linked insurance plan with low premiums and high payouts, making it especially suitable for homeowners.

The policies are being issued by DBS in conjunction with Fubon Life and are eligible to anyone applying for mortgages with DBS.

The plan will provide payouts for death and permanent incapacitation, with holders eligible to receive 20 to 40 percent of the total coverage if they are severely burned, die in a major accident related to public transportation, or get injured in a work-related accident.

The amount of the coverage is 120 percent of the mortgage, up to NT$60 million (US$ 2.1 million), or NT$15 million (US$524,300) for those who choose to opt out of a health examination. Both numbers are high, compared to competing products in the market.

View the full story in China Post.

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