China bank lending

China’s new risk classification to improve banks’ transparency over bad loans: S&P

S&P estimated an NPA ratio of 7.6% as of end-2022 vs reported NPL ratio of 1.71%.

China’s new risk classification to improve banks’ transparency over bad loans: S&P

S&P estimated an NPA ratio of 7.6% as of end-2022 vs reported NPL ratio of 1.71%.

China’s shadow banks scramble for new business as property credit collapses: report

One shadow banking employee saw his yearly pay plunge from $500,000 to $34,000.

Expect faster credit, more government issuance in China through 2022: ING

Government spending should continue to increase in order to provide enough job stability.

China new bank lending rise in September: report

Household loans rose to CNY650.3b in September.

China’s small, regional banks gain lifeline with planned NPL disposal initiative

But local asset management companies may face pressure to acquire bad debt at prices that make it challenging to earn a commercial return.

China’s banks set to trim loan rates to bolster borrowing: report

This comes after new yuan loans in July fell to just a quarter of the amount in June.

China’s new bank loans plummet in July amidst COVID fare-ups, property jitters

Analyst warned that new lending may continue to disappoint in the near term.

Chinese banks face tough balancing act of keeping profits, buoying economy

Smaller banks face being left in weaker financial positions, Natixis warns.

Chinese banks report double-digit profit growth in 2021

But they also face a difficult 2022 due to a triple whammy of challenges.