Lending & Credit
Fingular unveils Shariah-first consumer lending brand in Malaysia
Fingular unveils Shariah-first consumer lending brand in Malaysia
It will provide digital financing solutions structured using Tawarruq.
Japanese banks avoid $550b US investment hook for now
The JBIC would likely do the initial heavy lifting.
Singapore on-time loan repayments in 2025 hit post-COVID record high
It has jumped to 86%, when it hovered around 36% to 65% in 2020-2024.
Malaysian banks face 1.6% net profit decline per 25bp OPR cut: report
OPR cuts could mean a profitability decline of -1.2% for Maybank and -5.3% for Bank Islam.
Chinese banks face concentration risk from top borrowers
The stress test found banks from poorer regions as most vulnerable.
China shifts bank lending as Beijing cuts direct steering
It has shifted to a market-based approach, from reliance on window guidance.
How India digital lending targets $720b by 2030
India held about 82% of Android mobile loan apps worldwide.
Thai finance firms’ profit up 9% to $190.7m on more loans
Sawad and Tidlor saw credit costs rise in Q4.
Thailand finance sector shrugs off oil shock: UOBKH
Whilst US oil prices rose to $86.4 by 10 March, Thai oil prices only inched up 1.6%.
Business loans growth slows to 8.2% as nonresident credit falls
Philippines loans decelerate amidst 10.4% nonresident decline.
Mortgage loan growth moderates as APAC policies tighten
Eligible cover assets rose in Australia, New Zealand, Singapore, and Korea.
India deposits grow 9.75% as credit demand accelerates
Non food-industry borrowing reached $21b, reflecting stronger corporate financing needs.
NAB says 3 in 4 home loan customers use offset accounts
Keeping money in an offset can cut around $74,000 in interest, the bank noted.
Emerging market banks’ loan growth hit 12% in H1 2025
Emerging market banks’ loan growth hit 12% in H1 2025
Yoonmee Jeong drives OCBC’s green finance push in Asia
The wager is that transition finance will expand even if the alliances around it do not.
Citi and DEG provides $76m loan to Shriram Finance for underserved lending
It will be used for MSMEs, EVs, food security, and women lending.
Hong Kong mortgage accounts up 3.6% in Q4 as lower rates trigger demand
Improved affordability might drive new mortgages or refinancing activity.
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