Lending & Credit

29 May 17
Some banks announced lower loan rates for some customers in May.
29 May 17
As the HKMA raised risk-weighted floor to 25% for new residential loans.
26 May 17
Client loans could reach US$18.7t in 2017.
26 May 17
One of the reasons is that it supports risk-adjusted profitability.
26 May 17
No thanks to the sharp drop in interbank and derivative assets.
23 May 17
Asset quality has largely stabilised.
23 May 17
But NPL formation has moderated since 2H16.
15 May 17
Asset resolution will be a dominant theme in the sector over the next few years.
12 May 17
It will include the banks' issuances of negotiable certificate of deposits.
10 May 17
That is after slowing to a near stall in 2016.
10 May 17
The switch is fuelling an unusual jump in home loans.
8 May 17
Stricter regulations aim to constrain the growth of leverage in the country.
3 May 17
These new measures are likely to be negative for corporate bonds.
19 Apr 17
Bloomberg says China’s shadow banking is back in full swing.
17 Apr 17
The share of new loans with high loan-to-value ratio fell to 22.3% in December.
5 Apr 17
Regulators issued new limits on interest-only mortgages.
4 Apr 17
Almost a fifth of corporate debt is supported by cash flows that do not fully cover interest expenses.
31 Mar 17
China Construction Bank and Agbank reported lower NPL ratios.
29 Mar 17
Loan growth increased the most in overseas markets.
28 Mar 17
Higher borrowing costs seem to be a boon for them.
27 Mar 17
The additional capital would balance the banks' higher risk appetite for China-related activities.
24 Mar 17
It accounted for 17.3% of the banks' balance sheets.
21 Mar 17
The banks' oil & gas woes are still not over.
3 Mar 17
Loan approvals also contracted 5.1% in January 2017.
28 Feb 17
UOB has the lowest O&G exposure.
9 Feb 17
Mortgage loans of Hong Kong banks only totalled US$144b in 2016.
7 Feb 17
Total outstanding household loans grew at a slower rate of 5% in 2016.
6 Feb 17
DBS has the largest exposure to Ezra at US$452m.
1 Feb 17
The banks' credit quality is still worsening.
19 Jan 17
Growth will be driven by consumer loans.
17 Jan 17
Thanks to the launch of the Chongqing Connectivity Initiative.
16 Jan 17
Downside risks to the banks' balance sheets loom.
16 Dec 16
Thanks to Sahaviriya Steel Industries' reclassification.
15 Dec 16
Deleveraging efforts increases risks to banks' asset quality.
14 Dec 16
It's to finance startups in Guangdong.
9 Dec 16
But analysts think this scenario is "too pessimistic".
6 Dec 16
Growth slowed to 2.3% as at end-September 2016.
28 Nov 16
Majority of new NPLs are to oil service companies.
22 Nov 16
Hong Kong banks' exposure is still the largest at 48.5%.