Lending & Credit
Banks retreat, private credit advances: Asia Pacific’s quiet lending revolution
Banks retreat, private credit advances: Asia Pacific’s quiet lending revolution
The region is amongst the fastest-growing private credit markets globally, albeit from a smaller base.
Philippine banks signal credit squeeze as tightening bias grows in Q1
About 12.8% of banks expect to tighten credit standards for household loans.
Taiwan bank loan growth to hit high single digits on US pact
Increased overseas investments and corporate credit demand will lift loas.
Greater Bay Area loan access index sinks to 48.7 as recovery reverses
Quarterly business confidence data shows lending conditions falling back into contractionary territory.
South Korean bank delinquencies hit 0.6% with SMEs hit hardest
Volume of newly delinquent loans shrank whilst resolved loans rose.
Korea’s outstanding deposit rate fell in December whilst loan rates climbed
Rates for new deposits rose during the month.
Motilal Oswal profit skyrockets 65% on record operating surge
The India financial services company saw asset and private wealth growth.
China bank asset quality risks surge on state lending
Relending rates fell by 25 bps to relieve funding pressure on micro and small enterprises.
Kiatnakin Phatra Bank's profit jumps 26.1% but loan book shrinks in Q4 2025
Its net profit of $190.06m is 18.6% higher compared to a year earlier.
Chinese banks defy Vanke contagion as S&P forecasts 4% growth
Weak-loan ratios are currently performing better than the agency had previously anticipated.
Moneymax launches credit push as 95% of Filipinos “credit invisible”
The company will release guides and hold webinars in partnership with the CCAP.
4 APAC markets face 'declining' outlook as loan yields retreat: Fitch
Any resulting drag on the operating profit and RWA should be manageable.
Natixis CIB names Jarek Olszowka as APAC head of green & sustainable hub
He was the international head of sustainable finance for a major Japanese financial services group.
DBS Hong Kong unveils new SME sustainable finance program
Eligible uses include energy efficiency upgrades, resource conservation, and clean transportation.
Indian banks hit decade-high returns but profit set to soften
Some of the more recent reforms are untested through a down-cycle, said Fitch.
Taiwan banks add $6.69b loans in November as bad debts tick up
The average NPL ratio is 0.16% with bad loans rising by $0.06b.
Indonesian banks’ credit costs may stay high in 2026 on weather risk
Major banks should still be able to deliver positive earnings growth of 1%-7%.
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