Lending & Credit

China regulator launches emergency risk assessments for banks' lending practices
12 May 17
It will include the banks' issuances of negotiable certificate of deposits.
Chart of the Week: Core shadow banking activities in China rebound in Q1
10 May 17
That is after slowing to a near stall in 2016.
Risks rise as Chinese lenders ditch struggling corporates for retail borrowers
10 May 17
The switch is fuelling an unusual jump in home loans.
How does the tight systemic liquidity affect China's shadow banking sector?
8 May 17
Stricter regulations aim to constrain the growth of leverage in the country.
Chinese regulators to increase scrutiny of the shadow banking sector
3 May 17
These new measures are likely to be negative for corporate bonds.
China's off-balance sheet lending surged $109b in March
19 Apr 17
Bloomberg says China’s shadow banking is back in full swing.
Australian banks' profitability to suffer from tighter mortgage lending standards
17 Apr 17
The share of new loans with high loan-to-value ratio fell to 22.3% in December.
How will the new regulatory measures impact Aussie banks?
5 Apr 17
Regulators issued new limits on interest-only mortgages.
Chinese banks exposed to considerable latent asset risks: Moody's
4 Apr 17
Almost a fifth of corporate debt is supported by cash flows that do not fully cover interest expenses.
Why are Hong Kong banks cautious towards lending to mainland state-owned entities?
3 Apr 17
27% of SOEs are loss-making.
Chinese banks cut bad loan ratios for 2016
31 Mar 17
China Construction Bank and Agbank reported lower NPL ratios.
Chart of the Week: Where are the lending opportunities for Singapore banks?
29 Mar 17
Loan growth increased the most in overseas markets.
Why big Chinese banks might be 'secretly happy' with deleveraging
28 Mar 17
Higher borrowing costs seem to be a boon for them.
How will Hong Kong banks' capital levels be affected by the recent sale of their insurance business?
27 Mar 17
The additional capital would balance the banks' higher risk appetite for China-related activities.
Malaysian banks' external liabilities hit US$39.6b in 2016
24 Mar 17
It accounted for 17.3% of the banks' balance sheets.
Singapore banks' profits could fall by up to 8% in FY17
21 Mar 17
The banks' oil & gas woes are still not over.
Bank loan applications in Malaysia drop for the seventh consecutive month
3 Mar 17
Loan approvals also contracted 5.1% in January 2017.
Here's a rundown of Singapore banks' O&G exposures in 4Q16
28 Feb 17
UOB has the lowest O&G exposure.
Hong Kong banks' risks from property exposure still "manageable": Fitch
9 Feb 17
Mortgage loans of Hong Kong banks only totalled US$144b in 2016.
Which Malaysian bank will benefit the most from slowing household loan growth?
7 Feb 17
Total outstanding household loans grew at a slower rate of 5% in 2016.
DBS to be hardest hit if Ezra Group goes into liquidation
6 Feb 17
DBS has the largest exposure to Ezra at US$452m.
Chart of the Week: Singapore banks' classified exposure level at its worst since 2009
1 Feb 17
The banks' credit quality is still worsening.
Thai banks' loan growth projected to hit 6% in 2017
19 Jan 17
Growth will be driven by consumer loans.
OCBC's loan growth in Chongqing tripled in November 2016
17 Jan 17
Thanks to the launch of the Chongqing Connectivity Initiative.
Hong Kong banks' share of loans to Chinese state-owned enterprises down to 41.7%
16 Jan 17
Downside risks to the banks' balance sheets loom.
Thai banks to slash NPLs by around US$614m
16 Dec 16
Thanks to Sahaviriya Steel Industries' reclassification.
How will the slowing buildup in corporate leverage affect Asia Pacific banks?
15 Dec 16
Deleveraging efforts increases risks to banks' asset quality.
HSBC launches US$290m lending scheme in China
14 Dec 16
It's to finance startups in Guangdong.
Bangkok Bank CEO hopes Thailand's NPL ratio won't peak at 4%
9 Dec 16
But analysts think this scenario is "too pessimistic".
Malaysian banks' loan growth 'significantly slower'
6 Dec 16
Growth slowed to 2.3% as at end-September 2016.
Chart of the Week: Check out the Singapore banks' escalating NPLs since late 2015
28 Nov 16
Majority of new NPLs are to oil service companies.
Foreign banks' China exposure up 2.4% in the first half of 2016
22 Nov 16
Hong Kong banks' exposure is still the largest at 48.5%.
Thai banks' provisions feared to rise in 2017
18 Nov 16
But NPLs are unlikely to escalate.
Chart of the Week: China's shadow banking size doubled in the last five years
9 Nov 16
Borrowers relying on such financing could be at risk of a credit crunch.
Chinese banks still struggling with compliance
9 Nov 16
Bloomberg says the Agricultural Bank of China's recent $215m fine is proof.
Chart of the Week: Consumer debt financed by Chinese banks amount to USD2.6t at end-2015
2 Nov 16
Consumer debts comprise 24.4% of Chinese banks' loans.
Singapore bank loans dip 0.8% to S$603.4b in September
1 Nov 16
Lending fell for the 12th consecutive month.
Chart of the Week: Check out which countries are suffering from the highest NPL ratios
26 Oct 16
Distressed eurozone countries are the worst hit.
Chart of the Week: What's dragging Malaysian banks' loan growth?
12 Oct 16
Non-household loan growth slowed to 2.2%.
China's evolving bank restructuring: From loan-to-equity to loan-to-convertible bond swaps
7 Oct 16
It has been two years since Chinese banks have seen their luck turn sour with raising NPLs and decreasing profits.

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