Lending & Credit

How will Hong Kong banks' capital levels be affected by the recent sale of their insurance business?
27 Mar 17
The additional capital would balance the banks' higher risk appetite for China-related activities.
Malaysian banks' external liabilities hit US$39.6b in 2016
24 Mar 17
It accounted for 17.3% of the banks' balance sheets.
Singapore banks' profits could fall by up to 8% in FY17
21 Mar 17
The banks' oil & gas woes are still not over.
Bank loan applications in Malaysia drop for the seventh consecutive month
3 Mar 17
Loan approvals also contracted 5.1% in January 2017.
Here's a rundown of Singapore banks' O&G exposures in 4Q16
28 Feb 17
UOB has the lowest O&G exposure.
Hong Kong banks' risks from property exposure still "manageable": Fitch
9 Feb 17
Mortgage loans of Hong Kong banks only totalled US$144b in 2016.
Which Malaysian bank will benefit the most from slowing household loan growth?
7 Feb 17
Total outstanding household loans grew at a slower rate of 5% in 2016.
DBS to be hardest hit if Ezra Group goes into liquidation
6 Feb 17
DBS has the largest exposure to Ezra at US$452m.
Chart of the Week: Singapore banks' classified exposure level at its worst since 2009
1 Feb 17
The banks' credit quality is still worsening.
Thai banks' loan growth projected to hit 6% in 2017
19 Jan 17
Growth will be driven by consumer loans.
OCBC's loan growth in Chongqing tripled in November 2016
17 Jan 17
Thanks to the launch of the Chongqing Connectivity Initiative.
Hong Kong banks' share of loans to Chinese state-owned enterprises down to 41.7%
16 Jan 17
Downside risks to the banks' balance sheets loom.
Thai banks to slash NPLs by around US$614m
16 Dec 16
Thanks to Sahaviriya Steel Industries' reclassification.
How will the slowing buildup in corporate leverage affect Asia Pacific banks?
15 Dec 16
Deleveraging efforts increases risks to banks' asset quality.
HSBC launches US$290m lending scheme in China
14 Dec 16
It's to finance startups in Guangdong.
Bangkok Bank CEO hopes Thailand's NPL ratio won't peak at 4%
9 Dec 16
But analysts think this scenario is "too pessimistic".
Malaysian banks' loan growth 'significantly slower'
6 Dec 16
Growth slowed to 2.3% as at end-September 2016.
Chart of the Week: Check out the Singapore banks' escalating NPLs since late 2015
28 Nov 16
Majority of new NPLs are to oil service companies.
Foreign banks' China exposure up 2.4% in the first half of 2016
22 Nov 16
Hong Kong banks' exposure is still the largest at 48.5%.
Thai banks' provisions feared to rise in 2017
18 Nov 16
But NPLs are unlikely to escalate.
Chart of the Week: China's shadow banking size doubled in the last five years
9 Nov 16
Borrowers relying on such financing could be at risk of a credit crunch.
Chinese banks still struggling with compliance
9 Nov 16
Bloomberg says the Agricultural Bank of China's recent $215m fine is proof.
Chart of the Week: Consumer debt financed by Chinese banks amount to USD2.6t at end-2015
2 Nov 16
Consumer debts comprise 24.4% of Chinese banks' loans.
Singapore bank loans dip 0.8% to S$603.4b in September
1 Nov 16
Lending fell for the 12th consecutive month.
Chart of the Week: Check out which countries are suffering from the highest NPL ratios
26 Oct 16
Distressed eurozone countries are the worst hit.
Chart of the Week: What's dragging Malaysian banks' loan growth?
12 Oct 16
Non-household loan growth slowed to 2.2%.
China's evolving bank restructuring: From loan-to-equity to loan-to-convertible bond swaps
7 Oct 16
It has been two years since Chinese banks have seen their luck turn sour with raising NPLs and decreasing profits.
Deloitte names Patrick Tsang new China CEO
4 Oct 16
He receives the baton from Lawrence Chia.
Bank lending in Singapore inches up 1.1% to $604b in August
30 Sep 16
It expanded at the same pace it did in July.
Consumer loans "still too small" to boost Indonesian banks' loan growth
28 Sep 16
Working capital loans still dominate.
Chart of the Week: These are the two culprits behind Thai banks' slow loan growth
28 Sep 16
It fell to as low as 3% recently.
Weekly Global News Wrap Up: ABN Amro chief to step down in 2017; US banks step away from auto lending
14 Sep 16
And HSBC expects more banks to work with fintechs.
Thai banks' new NPL formation falls for the first time in five years
14 Sep 16
It slipped 4% to ~USD1.2bn in 2Q16.
Stressed assets of Indian banks: Way forward
13 Sep 16
As per Reserve Bank of India, the Indian banking system has gross stressed assets of 11.5% of total assets, as of March 2016.
What you need to know about Bank of East Asia's Corporate Tax Loan Programme for 2016/17
7 Sep 16
Clients have until November 15 to avail of the early bird offer.
Singapore banks will suffer prolonged agony from O&G exposure for another two quarters
2 Sep 16
Bad loan ratio is likely to hit 20%-50%.
Rising risk for Chinese banks: Asset growth buoyed by wholesale funds, not deposits
31 Aug 16
Banks are now more sensitive to potential counterparty failure.
Chart of the Week: China's NPL ratio still highly understated at 1.8%
31 Aug 16
True NPL ratio could be as high as 30%.
Chart of the Week: See which Singapore bank is most exposed to O&G
24 Aug 16
This bank has 7% of loans for the sector.
Here’s why Singapore banks face plummeting asset quality amidst Swiber fiasco
4 Aug 16
DBS’ earnings are expected to take a 3.1% hit.

Sign Up For Newsletter



Follow Us

Events Calendar

Jul 26
2017 Banking Forum
Conrad Hong Kong
Sep 07
Asia Investment Banking Conference 2017
Hong Kong Convention and Exhibition Centre (HKCEC)
Nov 22
ATM & Cash Innovation Asia
Shangri-La, Kuala Lumpur
Mar 13
Money20/20 Asia
Marina Bay Sands, Singapore