Lending & Credit
Big borrower default could wipe out a year of SEA bank earnings: S&P
Big borrower default could wipe out a year of SEA bank earnings: S&P
Brunei, the Philippines, and Thailand are the most exposed to loan concertation risk.
Indian bank credit jumps 14.4% in December as gold loans double
Power segment and ports drive infrastructure credit growth.
Westpac hikes home loan rates as it flags budget pressure
Westpac's consumer chief executive recognized that the increase may add pressure to households.
Norinchukin fortifies JA Mitsui Leasing after $968m fraud allowance
Norinchukin is in talks with SMBC and other major banks to provide loans to JAML.
SMBC signs SBI pact to back India sunrise sector project finance
They aim to grow India’s “sunrise sectors”.
Vietnam banks face whiplash as fast lending fuels asset price risks
Credit growth target is 15% in 2026, but banks can be hurt if prices correct.
Malaysia credit growth eases to 5.3% as business loans cool
The banking system’s liquidity coverage ratio rose to 154.8% during the month.
Banks retreat, private credit advances: Asia Pacific’s quiet lending revolution
The region is amongst the fastest-growing private credit markets globally, albeit from a smaller base.
Philippine banks signal credit squeeze as tightening bias grows in Q1
About 12.8% of banks expect to tighten credit standards for household loans.
Taiwan bank loan growth to hit high single digits on US pact
Increased overseas investments and corporate credit demand will lift loas.
Greater Bay Area loan access index sinks to 48.7 as recovery reverses
Quarterly business confidence data shows lending conditions falling back into contractionary territory.
South Korean bank delinquencies hit 0.6% with SMEs hit hardest
Volume of newly delinquent loans shrank whilst resolved loans rose.
Korea’s outstanding deposit rate fell in December whilst loan rates climbed
Rates for new deposits rose during the month.
Motilal Oswal profit skyrockets 65% on record operating surge
The India financial services company saw asset and private wealth growth.
China bank asset quality risks surge on state lending
Relending rates fell by 25 bps to relieve funding pressure on micro and small enterprises.
Kiatnakin Phatra Bank's profit jumps 26.1% but loan book shrinks in Q4 2025
Its net profit of $190.06m is 18.6% higher compared to a year earlier.
Chinese banks defy Vanke contagion as S&P forecasts 4% growth
Weak-loan ratios are currently performing better than the agency had previously anticipated.
Commentary
Asia’s banks hold the mandate to innovate. Now they must earn it.
Why Asia's banks are rebuilding their credit infrastructure in 2026
Banks retreat, private credit advances: Asia Pacific’s quiet lending revolution
Human Sparsity Blockchain: A citizen-validated ledger for digital finance supervision