Lending & Credit

South Korean banks’ loan delinquency ratio up in August: report

The delinquency ratio has been on the decline since May 2018.

South Korean banks’ loan delinquency ratio up in August: report

The delinquency ratio has been on the decline since May 2018.

South Korean bank’s household loans rise faster in September: report

There is an increased demand for loans for home purchases and 'jeonse.’

Japan’s rural banks embrace more risks in search of profits

Their greatest enemy is time as business opportunities need years to take fruit.

CIMB Bank PH's gross transaction value triples in nine months

The bank now has nearly 5 million customers in total, and almost 1 million lending customers.

APAC banks on track for LIBOR phase-out: S&P

Singapore banks are leading the way in adopting alternative reference rates.

China’s shadow banking assets will shrink to eight-year low in H2: Moody’s

Tighter regulations will drive a wedge in the connection between banks and NBFIs.

Relaxed regulation heightens Thailand banks’ systematic risks: S&P

NPL ratio is expected to rise to its highest since the 2009 financial crisis.

Vietnam’s HDBank clinches $50m loan to finance green projects

Green projects have the potential to create over 1,350 jobs in the country.

Financial institutions face four emerging challenges as digitisation ramps up

FIs role as the middleman is under threat as tech firms mull offering financial services.

Banks welcome launch of Wealth Management Connect in Guangdong-Hong Kong-GBA 

BEA highlights hiring plans, whilst Citi says it will offer 100 types of wealth products under WM Connect.

Large, mid-sized Chinese banks’ capital pressures easing: Fitch

Stress test shows NPL ratio likely to rise, but not to levels PBOC expects, the ratings agency said.

Weekly Global News Wrap: Americans miss BNPL payments; Wells Fargo fined $250m

And Mastercard bets on crypto with acquisition of CipherTrace.

Loan forbearance extension clouds Indonesian banks’ asset quality for longer

The extension is a positive for their asset quality and profits, but credit costs will remain elevated.

CIMB Philippines launch revolving credit product REVI Credit

It can grant as high as a $5,000 credit line to customers.

Bank of China’s diverse portfolio to weather default storm over next two years

BOC’s non-performing asset ratio is expected to steadily decline in the next 24 months.

More mergers of small Australian banks imminent: analysts

Two mergers were announced in August alone, and as regulatory costs remain high, more might seek to consolidate.

Philippine lender SB Finance teams up with FinScore to enhance credit scoring power

SB Finance said it will use FinScore’s solution to predict the creditworthiness of borrowers.