ICICI clients can now transact through mobile phones

ICICI Bank will facilitate mobile phone-based services to all ICICI Bank Debit and Credit Card customers. These will be done through electronic cards issued to the customers with mChek application on their mobile phone.

The customer can use the mChek Visa Credit/Debit card to perform various transactions like bill payments, prepaid recharge, money transfers, pay insurance premiums, buy air tickets, movie tickets or perform any other merchant transactions using their ICICI Bank debit card or credit card account.

The card data is stored in an encrypted format in the phone for a safe transaction.

Visa International, the leading international electronic payment network, had earlier approved mChek as a platform to which the issuer can issue an electronic mChek Visa card to deliver the convenience of mobile transaction with added security.

"This association hugely expands the transaction environment for both ICICI Bank and mChek. ICICI Bank customers now have the convenience of doing transactions from their mobile phones anywhere, anytime and with banking grade security," said Mr. Sanjay Swamy, CEO, mChek.

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