Taiwan’s credit card balance at $3.79b in July

The amount of undue balance of installment rose whilst the delinquency ratio fell.

The balance of revolving credit held by Taiwanese credit card issuers fell slightly to $3.79b (NT$114.5b) in end-July 2025, compared to $3.82b (NT$115.4b) the previous month, according to data from the Financial Supervisory Commission (FSC).

The amount of undue balance of installment rose to $7.98b (NT$241.1b) over the same month, from approximately $5.12b (NT$154.9b) at end-June.

The amount of monthly write-off was approximately NT$0.59b in July, from NT$0.62b for June 2025.

The average ratio of delinquency credit— pass-due for over three months— against account receivables was 0.23% in July, lower than the 0.29% in end-June.

There are currently 32 credit card issuing institutions operating in Taiwan, with 39.86 million total active cards as of end-June 2025.

(US$1 = NT$30.22; as of 12 September 2025, Morningstar via Google)