In Focus
Why Asian banks struggle to embed AI in compliance
Why Asian banks struggle to embed AI in compliance
Institutions cite fragmented infrastructure, manual workflows and skills gaps as barriers.
Banks to pursue smaller and more strategic M&As in 2026: McKinsey
Smaller banks are prone to getting acquired as they struggle with funding and tech costs.
Filipinos outside capital favour loan apps and microloans over credit cards
The majority expressed willingness to access educational materials to improve their finances.
Asia-Pacific fintech to hit $348.1b by 2031
The market will be driven by mobile-first usage and open API payment rails.
Financial services M&A deal value rise 40% on improved bank profitability
Postal Savings Bank of China’s $18.1b deal with China Mobile is the year’s top deal.
Indian banks’ deposits and loans log double digit growth on sustained demand
Banks continued to see demand for auto loans and MSME loans.
E-wallet use jumps to 65% amongst Malaysia’s 25- to 34-year-olds
Older users logged a 14% rise year on year but still trail younger groups on this method.
How can Asia-Pacific fintechs survive this year’s funding slowdown?
Hong Kong could emerge as a bright spot.
Chinese banks slash USD bond exposure to 85%
Banks are increasing bond investments in the Euro and likely the AUD, said BofA.
Fintech expands SME credit as 72.9% see growth impact
SMEs make up over 90% of businesses across Asia yet face constrained traditional financing.
Chinese banks miss Hong Kong stablecoin opportunities as rules tighten
China is likely to push the e-CNY as it extends stablecoin restrictions to offshore.
South Korea lending rate to fall to 3.16% by 2028
Borrowing costs will extend their downward trend after a 21% drop in 2023.
Japanese banks face bond yield shocks as yields hit 2.23%
Megabanks should be able to handle the near-term losses, said Fitch.
How digital payments are forcing QSRs to rebuild checkout and staffing
They're redesigning counters and drive-thrus for QR codes and e-wallets.
BNPL drives embedded finance as 51% report 25% revenue lift
40% said average order value rose 25% or more in the same survey
APAC fintech exits hit $8.8b in H2 2025 as Hong Kong IPOs rebound
In contrast, IPO activity in Australia was “dry”, said KPMG.
APAC fintech funding slumps 52% as VC investment craters
Total fintech funding reached $19.4b across 1,675 deals in 2022 before sliding.
Commentary
Built to last: How Japan is approaching the cross-border payments challenge
Asia’s 20% advantage: The simplification strategy rewriting banking from Singapore to Shanghai
Perth is emerging as an unlikely testbed for the future of global finance