In Focus

Why Asian banks struggle to embed AI in compliance

Why Asian banks struggle to embed AI in compliance

Institutions cite fragmented infrastructure, manual workflows and skills gaps as barriers.

Banks to pursue smaller and more strategic M&As in 2026: McKinsey

Smaller banks are prone to getting acquired as they struggle with funding and tech costs.

Filipinos outside capital favour loan apps and microloans over credit cards

The majority expressed willingness to access educational materials to improve their finances.

Asia-Pacific fintech to hit $348.1b by 2031

The market will be driven by mobile-first usage and open API payment rails.

Financial services M&A deal value rise 40% on improved bank profitability

Postal Savings Bank of China’s $18.1b deal with China Mobile is the year’s top deal.

E-wallet use jumps to 65% amongst Malaysia’s 25- to 34-year-olds

Older users logged a 14% rise year on year but still trail younger groups on this method.

Chinese banks slash USD bond exposure to 85%

Banks are increasing bond investments in the Euro and likely the AUD, said BofA.

Fintech expands SME credit as 72.9% see growth impact

SMEs make up over 90% of businesses across Asia yet face constrained traditional financing.

Chinese banks miss Hong Kong stablecoin opportunities as rules tighten

China is likely to push the e-CNY as it extends stablecoin restrictions to offshore.

South Korea lending rate to fall to 3.16% by 2028

Borrowing costs will extend their downward trend after a 21%  drop in 2023.

Japanese banks face bond yield shocks as yields hit 2.23%

Megabanks should be able to handle the near-term losses, said Fitch.

How digital payments are forcing QSRs to rebuild checkout and staffing

They're redesigning counters and drive-thrus for QR codes and e-wallets.

BNPL drives embedded finance as 51% report 25% revenue lift

40% said average order value rose 25% or more in the same survey

APAC fintech exits hit $8.8b in H2 2025 as Hong Kong IPOs rebound

In contrast, IPO activity in Australia was “dry”, said KPMG.

APAC fintech funding slumps 52% as VC investment craters

Total fintech funding reached $19.4b across 1,675 deals in 2022 before sliding.