Bangkok Bank’s net profit up 9.9% to $1.18b in 9M 2025

Net interest margin is 2.81% as of end-September 2025.

Bangkok Bank’s net profit rose by 9.9% year-on-year (YoY) to about $1.18b (THB38.25b) in the first nine months of 2025, according to a press release.

The Thailand-based bank attributed this to its effective asset management and diversified revenue base, although it recognized a backdrop of economic challenges.

In Q3 2025, the Thai economy experienced a slowdown in tandem with exports’ slowing growth. The local services sector also reportedly continued to face headwinds from lower-than-expected tourist arrivals, especially those from China, Bangkok Bank noted in its report.

Net interest income is $2.91b (THB94.36b) for the nine-month period, whilst net interest margin (NIM) is 2.81%.

Non-interest income also saw an increase on gains on financial instruments and on investments.

In contrast, Bangkok Bank said that its net fees and service income slightly declined from transaction service and mutual fund service.

Cost-to-income ratio declined to 44.7%.

(US$1 = THB32.40; as of 3 November 2025, Morningstar via Google)