MUFG launches the Slim Course pension plan in iDeCo system

It offers zero management fees and aims for the industry’s lowest operating costs.

MUFG Bank is introducing a new contribution pension plan, the Slim Course, to its private pension system offering MUFG iDeCo.

The Slim Course is designed to support long-term asset formation across diverse asset classes, the Japanese megabank said in a press release. Customers can select from curated investment products depending on their life plan and investment strategy.

It offers zero management fees and aims for the industry’s lowest operating costs.

Customers can also monitor asset status, review allocations and check performance trends in their smartphone through the D-Canvas app.

The Slim Course launches on MUFG iDeCo on 5 March 2026.

The service will be jointly managed by MUFG Bank and Mitsubishi Trust and Banking Corporation (MUTB). It will be handled by the two managers alongside Mitsubishi UFJ Morgan Stanley Securities (MUMSS), and Mitsubishi UFJ eSmart Securities (MUeSS).

MUFG iDeCo is the bank’s private pension system with an asset management service. Benefits include full tax deductions on contributions, tax-free investment gains, and promised favorable tax treatment for benefits.

Customers can continue membership in iDeCo even after retirement or when without work.