From L to R: Dennis Gatuslao, Chief Commercial and Marketing Officer, Bayad; Lawrence Ferrer, President and CEO of Bayad; Christian Quiros, President, Atome Philippines and Leandro Caprio, VP Business Development, Atome PH.

Atome Philippines partners Bayad to enable in-app bill payments

Users can pay their water, electricity, and internet bills, amongst others.

Atome Philippines has announced a partnership with Bayad, touted as the Philippines’ largest bill payment aggregator.

Users can now pay their bills—including water, electricity, internet, and government contributions—directly within the Atome Philippines app.

This streamlines bill payment management and budgeting within a single platform, Atome said in a press release on 21 April 2026.

Bayad is a multi-channel payment platform in the Philippines, with over 120,000 physical touchpoints nationwide. It is a member of the MVP Group of companies and says it has over 28 years of experience in the outsourced payment collection industry.

Beyond bills payment, Bayad offers remittances, insurance, medical reimbursement, ATM withdrawals, and loan payouts.

Atome, meanwhile, is a digital finance platform offering buy now pay later (BNPL), cards, savings, insurance, and lending services.

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