Lending & Credit
Typhoon debt relief to squeeze Vietnamese banks profitability
Typhoon debt relief to squeeze Vietnamese banks profitability
                                                                                                 
                        
                          It will delay the formation of bad loans.
                    
                                        
                    
                Delinquency rate of South Korean banks at 0.47% in July
                                                                                                 
                        
                          The volume of resolved loans was lower than in June.
                    
                                        
                    
                Taiwanese banks extended $395.26m SME loans in July
                                                                                                 
                        
                          SME loans accounted for 64.4% of all corporate loans.
                    
                                        
                    
                Hong Kong banks can handle CRE risks: analyst
                                                                                                 
                        
                          They’ve been implementing measures to lower China-related property exposures.
                    
                                        
                    
                India’s new regulatory measures to moderate loan growth
                                                                                                 
                        
                          It will enhance compliance and safeguard customers, S&P said.
                    
                                        
                    
                Funding freeze hits BNPLs
                                                                                                 
                        
                          Investors are putting less cash towards BNPL providers, who already grapple with thin margins.
                    
                                        
                    
                Mizuho Bank, partners launch support service for J-Credit creation
                                                                                                 
                        
                          Mizuho, IHI, and Fujitsu aim to create a one-stop digital service.
                    
                                        
                    
                MoneyHero revenue up 24% to $20.7m in Q2
                                                                                                 
                        
                          Its revenue in Singapore rose by 68%.
                    
                                        
                    
                HDBank clinches $50m loan to fund climate projects, women-led firms
                                                                                                 
                        
                          This brings HDBank’s total credit facility in Proparco to $100m.
                    
                                        
                    
                Cambodia’s ACLEDA Bank to weather its covenant breaches: S&P
                                                                                                 
                        
                          Funding is ‘strong’ thanks to its position as one of the country’s largest banks.
                    
                                        
                    
                Thai banks’ weak loan problem starts to bite: analyst
                                                                                                 
                        
                          Provisions for expected credit losses now average 30%.
                    
                                        
                    
                Natixis CIB appoints Saburo Koyama as head of aviation finance in Japan
                                                                                                 
                        
                          He set up the Marubeni Corp’s first aircraft leasing arm, MD Aviation Capital. 
                    
                                        
                    
                Taipei Fubon Commercial Bank to achieve good profitability through 2025
                                                                                                 
                        
                          Low credit costs and non-interest income will lift profitability.
                    
                                        
                    
                BRI’s UMi has disbursed $40.53b in loans to MSMEs
                                                                                                 
                        
                          Three years after launch, UMi now serves 176 million depositors.
                    
                                        
                    
                RBI deputy governor calls for enhanced financing access for Indian farmers
                                                                                                 
                        
                          Shri Swaminathan Janakiraman suggested five solutions to address financing issues.
                    
                                        
                    
                Australia’s P&N, Beyond Bank likely to seek other merger opportunities
                                                                                                 
                        
                          S&P foresees further consolidation in Australia’s mutual banking sector.
                    
                                        
                    
                Australia’s P&N Bank scraps proposed merger with Beyond Bank
                                                                                                 
                        
                          The merged entity would have been worth about $23.8b.
                    
                                        
                    
                
                                
                	        
                	        
                	        
                	        
                	        
                	        
                	        
                	        
                	        
                	        
                	        
                	        
                	        
                	        
                	        
						
                
                
                
                
                
                
                
                
Commentary
Rethinking cybersecurity: How APAC banks can safeguard against AI-powered threats
Why Singapore’s fast payments need faster protections