India
India’s Bank of Baroda to log 1% to 1.2% ROAA over next two years
India’s Bank of Baroda to log 1% to 1.2% ROAA over next two years
Loan portfolio is strong, but its international business could temper its net interest margin.
Kotak Life and Utkarsh Small Finance Bank ink life insurance partnership
Utkarsh SFBL offers Kotak Life’s insurance products to its 5.14 million customers.
Indian banks’ deposits and loans log double digit growth on sustained demand
Banks continued to see demand for auto loans and MSME loans.
NPCI’s FiMI AI model to handle UPI disputes
It uses an agentic AI framework for multi-step reasoning tasks.
APAC fintech deals drop to $9.3b in 2025 as private equity hits record low
Venture capital investment for fintechs in the region also fell to its lowest in a decade.
How India’s 53% credit-to-GDP ratio exposes a lending gap
Formal borrowing is expanding but still trails the scale of domestic economic activity.
SBI hits record net profit of $2.32b in Q3 FY2026
Operating profit rose almost 40% although NIM fell to 3.12%.
How can Indian lenders balance loan growth and risk?
Reforms could help improve efficiency, especially of state banks.
Indian bank credit jumps 14.4% in December as gold loans double
Power segment and ports drive infrastructure credit growth.
India's public banks must cut branches to hit 'world-leading' goal: S&P
Indian PSBs are inefficient due to underutilised and low-yielding branches, an analyst said.
SMBC signs SBI pact to back India sunrise sector project finance
They aim to grow India’s “sunrise sectors”.
Indian public bank deposit share slumps to 56% as private rivals surge
Household savings held by private lenders climbed from 30% in 2020 to 35% by 2025.
Indian banks outclass Western peers with high-return, low-leverage model
The study groups India where lower gearing aligns with higher performance.
Motilal Oswal profit skyrockets 65% on record operating surge
The India financial services company saw asset and private wealth growth.
Indian banking returns hit decade-high as global margins shrink
CareEdge report confirms banking metrics are the strongest in years with multi-year low debt ratios.
India’s ESAF Small Finance Bank modernises onboarding and lending
It expects to optimise IT costs and see lower licensing costs.
SMBC to transform India branches into subsidiary after conditional RBI nod
The Japanese megabank will transform its local presence into a centralised corporate structure.
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