ZA Bank users earn over $8m in interest and stock rebates in 2025

 ZA Bank said users most frequently invested in information technology, consumer discretionary, and healthcare sectors.

ZA Bank users accumulated more than $8m in additional interest income and stock rebates in 2025 through wealth-related tools in the bank’s app, according to its report.

The bank said its “Walk to Earn” feature generated over $5m in extra interest, with users collectively logging more than 60 billion steps, whilst its ZA Card “StockBack” programme distributed more than $3m in stock rebates.

Spending data from ZA Card transactions showed that takeaway, travel, and transport, including ride-hailing services such as Uber, were the top spending categories.

The report highlighted individual user behaviour, noting that one user made 951 takeaway transactions in a year, whilst another recorded nine takeaway orders within a 24-hour period.

On the investment side, ZA Bank said users most frequently invested in information technology, consumer discretionary, and healthcare sectors, as well as in index funds, based on in-app investment activity.

The report also ranked users’ most frequently transacted brands by transaction count, listing UNIQLO, POP MART, Netflix, McDonald’s, Starbucks, and Mannings as the most popular.