Retail Banking

Chinese yuan loans, deposits rose in H1 2025

Outstanding yuan loans grew 7.1% to $37.41t.

Demand for loans in Japan “about the same” in April-June

Firms of all sizes saw little change in demand during the period.

Hong Kong lenders consider making bad bank to offload $25b in soured loans

Hang Seng Bank and BoCom reportedly mulled setting up a special vehicle.

Thailand’s SCB enforces SIM name match requirement

Customers can still make transactions as usual on ATMs and branches.

Australia floats removing surcharge on card payments, lowering interchange fee cap

Lowering the cap could save businesses $1.2b in fees per year.

GXS Invest embeds insurance coverage with Singlife

Coverage will be up to three times the investment amount capped at S$100,000.

GoTyme Bank reaches $525.7m in deposits, expands into the SM Store

By Q3 2025, it will have kiosks in over 70 locations of the department store.

Japan’s SMFG eyes $1.1b additional investment in India’s Yes Bank: report

The Japanese megabank may raise its stake to 25%, sources said.

Chinese banks’ loan growth forecast lowered to 6% by 2028

Economic data likely indicates continued weak credit demand in the coming months.

Bangladesh’s banking sector strained by structural problems

Asset quality strains are expected to extend through 2026.

Cambodian banks face pressures from real estate and weak tourism

Bad loans may rise to up to 10% of outstanding loans by 2026.

India’s banks supported by infrastructure push and demand

Weak loans are projected to rise to 3.1% in March 2026.

Taiwanese banks to maintain sufficient buffers and stable fund

But tariff shifts may push up nonperforming assets.

Japanese banks seek higher interest incomes on rising rates, tamed deposit costs

Credit costs and nonperforming loans remain stable for the banking sector.

OCBC to maintain Great Eastern support despite failed full acquisition: report

GEH is expected to maintain its healthy capitalization and profitability, says S&P.

Japan’s megabanks brace for lower earnings growth on US uncertainties

They only expect a 7.9% net income growth, lower than the 25.3% previously.