Retail Banking
Over 1 in 3 Maya credit cardholders from deposit-backed black express card
Over 1 in 3 Maya credit cardholders from deposit-backed black express card
The minimum express deposit serves as the basis for the customer’s credit limit.
Indonesia’s Krom Bank renews partnership with Mambu
Krom aims to have over 20 million accounts by 2030.
Why digital banks are becoming mobile service providers
A compelling neobank operator uses mobile connectivity as a cross-leveraged product.
Krungsri’s capital and stable profitability mitigates elevated loan risks
The bank is expected to enjoy a very high probability of support from parent MUFG.
India’s retail payments now 99.8% digital: CareEdge
Cards and prepaid instruments are stable or in decline as UPI increases in popularity.
Australia rate cuts ease pressure on mortgage arrears: Fitch
One more rate cut in 2025 may lower arrears further, the ratings agency said.
ANZ unveils five-year plan, will simplify retail and commercial divisions
The Australian lender also plans to accelerate the integration of Suncorp Bank.
HDFC Bank noted for effective risk controls and employee well-being
It got its highest score on the social pillar of ESG, based on NSE’s report.
Chinese banks lift bond holdings amidst weak credit demand
Total bond investments hit a 13.5% growth rate for 2021-2025.
BRIS targets top five global Islamic bank spot with Hajj, gold push
The Indonesian bank eyes a 25% ROE.
Thailand’s finance sector’s credit costs to rise in Q3 on cautious provisioning
Credit costs are expected to decline in Q4 thanks to stimulus packages.
Hang Seng Bank upscales sustainability fund by 50% to HK$120b
Since launching in 2024, it has already used over two-thirds of the original HK$80b fund.
ASB Bank agrees to pay $78.89m to settle lawsuit
The bank maintains that “it makes no admission of liability.”
Philippine banks’ outstanding loans expand by 11.2% in August
Loans to non-residents narrowed its decline during the month.
Chinese state banks’ loan growth slows as policy loans lose steam
Growth in policy loans fell below 15% in June 2025, noted by Morningstar.
MUFG sets up equity fund to invest in middle, late-stage startups in Japan
Japanese startups struggle to achieve sufficient growth due to lack of support.
Malaysian banks earnings to grow 3% in 2025 on stable interest rate metrics
The sector’s loan growth was 5.4% in 2025.
Commentary
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