Retail Banking
VPBank has enough buffers against asset risk: Moody’s
VPBank has enough buffers against asset risk: Moody’s
It has a ‘sizeable’ exposure to the real estate sector and tariffs may impact the economy.
Krung Thai Bank reports flat net profit growth in Q1
Net interest income and non-interest income were higher than a year ago.
Union Bank of the Philippines ‘aggressive’ growth strategy brings more problem loans
Its problem loan ratio is expected to remain at the 6% to 7% range in 2025.
Bank of Ayudhya’s net profit up 20% to $226.9m in Q1
Corporate loans grew by 4.7% during the quarter although SME and retail loans contracted.
Bangkok Bank’s net profit up 19.9% to $380.29m in Q1
Total loans and deposits logged single digit increases during the quarter.
SCB X reports 10.8% higher net profit of $375.66m for Q1
Net interest income fell but fees and other income rose.
Japan’s Chugoku Bank sees improving profitability: Moody's
Rapid loan growth and US tariffs may lead to loan quality deteriorating, it warned.
DBS and OCBC expected to report lower margin in Q1 on SORA easing
Both banks’ asset qualities could deteriorate in the second half of 2025, an analyst said.
Taiwan’s FSC names new deputy director general of the banking bureau
Wang was deputy director general of the financial examination bureau.
Philippine National Bank improves profitability on cost management
It has a very high liquidity coverage ratio of 255% as of end-2024.
Security Bank’s buffers decline on loan growth and upcoming stake acquisition
Its capitalisation is expected to fall below 13% in 2025.
Hang Seng Bank, Mastercard launch new multi-currency debit card for businesses
It offers instant debit, secure exchange rates, and free transaction fees.
Chinese state banks’ enhanced policy roles increases support prospects
Banks are expected to log moderate credit growth and no increase in risk appetite.
Indonesian banks face slower loan growth if tariff war escalates
The most severe case would constrain lending and prompt capital preservation.
Airwallex doubles Singapore revenue in 2024
The payments platform grew its headcount by 58% during the year.
Australia’s Big 4 banks to see asset quality ‘moderately’ weaken in 2025
But impaired loans should peak in 2025 then decline in 2026 on falling interest rates.
China’s SOE banks to manage tariff risks and weakening trade
Manufacturing is a problem, but capital raising should help keep dividend payout ratios.
Commentary
Thailand backs major conglomerates for digital banks but risks stifling innovation