Lending & Credit

Vietnam banks to weather risks with 16% credit growth target 'reasonable'

Actual loan growth may exceed previous years even as it does not hit the official target.

SME loan 4.1% slump weighs on Thai bank earnings

Overall credit outstanding fell 1.1% year on year across licensed banks and subsidiaries.

Filipinos outside capital favour loan apps and microloans over credit cards

The majority expressed willingness to access educational materials to improve their finances.

Krungsri names Chayathip Phanmanee as head of Krungsri Auto Group

Phanmanee implemented debt restructuring policies during the COVID-19 period.

South Korea lending rate to fall to 3.16% by 2028

Borrowing costs will extend their downward trend after a 21%  drop in 2023.

Philippine cash remittances hit record $3.52b in December

Full-year inflows and personal remittances both hit an all-time high.

CBA credit losses seen steady as debt risks linger: S&P

The bank is vulnerable to housing-related risks.

How India’s 53% credit-to-GDP ratio exposes a lending gap

Formal borrowing is expanding but still trails the scale of domestic economic activity.

Why Asia's banks are rebuilding their credit infrastructure in 2026

Customers now expect visibility alongside instant credit experiences. 

How can Indian lenders balance loan growth and risk?

Reforms could help improve efficiency, especially of state banks.

Taiwan SME loans jump $17.38b in 2025 as banks hit 120% target

SME loans made up 64.81% of total loans extended to all enterprises.

Big borrower default could wipe out a year of SEA bank earnings: S&P

Brunei, the Philippines, and Thailand are the most exposed to loan concertation risk.

Indian bank credit jumps 14.4% in December as gold loans double

Power segment and ports drive infrastructure credit growth.

Westpac hikes home loan rates as it flags budget pressure

Westpac's consumer chief executive recognized that the increase may add pressure to households.

Norinchukin fortifies JA Mitsui Leasing after $968m fraud allowance

Norinchukin is in talks with SMBC and other major banks to provide loans to JAML.