Lending & Credit

4 Sep 17
Every 10bps increase in credit cost estimate will cause a 7% cut in net profits.
30 Aug 17
Rust belt banks use shadow banking to conceal their bad loan status.
23 Aug 17
The regulators and financial institutions seemingly have played a “Whack-A-Mole” game, says BBVA.
18 Aug 17
The 7.6% growth in July was a significant improvement from the low of -2.7% in May 2016.
16 Aug 17
The weak SME economy is partly to blame.
16 Aug 17
Net corporate bond issuance has been increasing.
9 Aug 17
Shadow banking assets reached US$9.5t in 2016, but growth is finally slowing down.
8 Aug 17
The enhanced regulation is finally showing some results.
2 Aug 17
They also increased their direct property lending by 50%.
1 Aug 17
The ratio of non-performing SME loans hit 4.5% at end-March 2017.
19 Jul 17
Rising interest rates are to blame.
19 Jul 17
That is if housing loans grow by up to 6%.
17 Jul 17
The measures benefit the banks but also bring adjustment risks.
7 Jul 17
Loan demand will pick up in the second half of 2017.
5 Jul 17
Direct lending by banks to developers increased 23.6% in March.
4 Jul 17
The banks' asset quality is still deteriorating.
27 Jun 17
Beijing is promoting supply-side structural reform.
23 Jun 17
Bank lending growth has held up, while non-loan TSF declined in May.
23 Jun 17
Krung Thai Bank will be most impacted.
19 Jun 17
Moody's says profitability will be affected.
15 Jun 17
The banks are urged to use insolvency laws.
13 Jun 17
Exposure hit 29.3% of system-wide assets as of March 2017.
13 Jun 17
If EARTH's loans turn into NPLs, it may add 20bps to KTB's NPLs.
13 Jun 17
Mainland China exposure of foreign banks rose 3.7% to USD1,642b in 2016.
9 Jun 17
Lack of regulatory enforcement is one reason.
2 Jun 17
But impact is expected to be manageable.
1 Jun 17
These fraudulent collaterals endanger the health of China's financial system.
30 May 17
It's threatening the country's economic expansion.
30 May 17
Singapore's central bank chief says they're probably not taking on sufficient risks.
29 May 17
Some banks announced lower loan rates for some customers in May.
29 May 17
As the HKMA raised risk-weighted floor to 25% for new residential loans.
26 May 17
Client loans could reach US$18.7t in 2017.
26 May 17
One of the reasons is that it supports risk-adjusted profitability.
26 May 17
No thanks to the sharp drop in interbank and derivative assets.
23 May 17
Asset quality has largely stabilised.
23 May 17
But NPL formation has moderated since 2H16.
15 May 17
Asset resolution will be a dominant theme in the sector over the next few years.
12 May 17
It will include the banks' issuances of negotiable certificate of deposits.
10 May 17
That is after slowing to a near stall in 2016.
10 May 17
The switch is fuelling an unusual jump in home loans.