Lending & Credit

Taiwanese SME loans rise in January on more bank loans

Average NPL ratio is 0.03 ppt higher than a month earlier.

Philippine banks report “generally strong” loan growth in Q4

Some major banks’ saw dramatic rises in NPL ratios.

South Korea’s household loans rise in Feb on higher mortgage demand

Home mortgage loans expanded at a faster pace than in January.

More Gen Z Hong Kongers taking up revolving line accounts

New accounts granted to them more than doubled.

Vietnam calls on banks to enhance financing for Mekong Delta rice industry

Banks are asked to ensure no delays or denials in loan access for those with good business plans.

South Korea’s industrial lending up $2.27b in Q4 2024

Loans to working capital fell but rose for facilities investment.

Hong Kong’s uFinance offers student loans to college students

They can borrow up to $21,050 per semester, at an interest rate of 6%.

Philippine bank lending rises on higher credit card, motor loan demand

Lending to key industries such as real estate and retail trade also rose.

MAS bans credit use for cryptocurrency purchases

MAS aims to help consumers avoid losses from crypto investments.

OCBC’s Iris Ng champions SMEs, green financing

The banker worked on making capital loans more accessible to SMEs through embedded finance. 

Proposed capital injection to help Chinese megabanks expand loans

It will mitigate pressure from weakening internal capital generation, S&P said.

Vietnamese banks may see up to 16% credit growth over next two years

Demand will come from the manufacturing, construction, and real estate sectors.

Loans extended in Australia rose 6.5% in January

Business loans rose the fastest compared to the same month in 2024.

BoCom to prioritize risk control, moderate loan book growth: S&P

Its loan book is projected to grow slower in 2024-2026.

Thai banks’ lending dip 0.4% in Q4 2024

Central bank says there is need to monitor SMEs and households’ ability to repay debt