Lending & Credit

Gap to widen between India’s public and private banks: S&P

Large private banks will outperform their publicly-owned peers, the ratings agency said.

Gap to widen between India’s public and private banks: S&P

Large private banks will outperform their publicly-owned peers, the ratings agency said.

Vietnam headed for swift credit growth in next 12-18 months

Loans may expand between 15% and even up to 30%, said S&P’s Amit Pandey.

Philippine banks’ bad loans ratio to decline in 2023: S&P

But should interest rates rise sharply, banks may face more defaults.

China’s banking sector to polarize in 2023; weak banks face failure

Overall loan growth will come below 10% in 2023, says S&P.

Bangladeshi banks face weak profitability in 2023: S&P

The COVID measures, which have yet to be relaxed, will squeeze banks’ margins.

Sound underwriting shields South Korean banks’ from housing market downturn: Fitch

Unsecured personal loans and small business loans are bigger risks.

Thailand’s KBank earmarks $5.53b for sustainable funding, loans

The bank says it will grant the funding and loans to 1.9 million small pocket customers.

South Korea’s bank loans fall by $834m in September: report

The rise in banks’ lending rates contributed to the fall.

Weekly Global News Wrap: Higher capital req’s to curb lending, says Citi exec; Interest rates may hit over 4.5%

And France’s Orange exploring “all opportunities” amidst reports it's selling its bank arm.

Expect faster credit, more government issuance in China through 2022: ING

Government spending should continue to increase in order to provide enough job stability.

Malaysia, Indonesia sukuk markets to slow in near-term: Fitch

Issuance in core markets, which include the two countries, fell 14.4% in Q3.

China new bank lending rise in September: report

Household loans rose to CNY650.3b in September.

Thai banks’ recovery besieged by inflation, weakening currency: S&P

The tourism hit has affected income levels, which would borrowers’ ability to pay.

60 largest banks need $210.2b to cover future fossil fuel losses: Finance Watch

Basel’s current framework encourages continued build up of risk, the nonprofit warned.

Banks’ commercial real estate woes in China to persist for two more years: report

Property developers just posted their worst first-half earnings in over a decade.

APAC banking markets to tighten macroprudential policies in 2023: Fitch

Malaysia and Thailand will take steps to strengthen their mortgage sectors, said Fitch.