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PH digital bank GoTyme expands free InstaPay transfers to 20 per month
After the 20th transfer, each transaction will cost PHP 9.
GoTyme Bank now offers 20 free InstaPay transfers per month to all customers.
This expands from the two free transfers it initially offered.
The free transfers will automatically refresh on the first of each month, the Philippine-based digital bank said in an announcement on 3 September 2025. After the 20th transfer, each InstaPay transaction will cost PHP9, which can also be paid using GoRewards points.
The pricing eliminates the standard PHP15 to PHP25 InstaPay fee charged by e-wallets and traditional banks; whilst PesoNet transfers continue to be offered free of charge.
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