Taiwan’s SME loans rise in Feb whilst bad loan ratio falls

Loans extended to SMEs by domestic banks are 64.19% of all its loans to enterprises.

Loans extended to Taiwan’s small and medium enterprises (SMEs) by domestic banks totalled NT$10.37b by the end of February 2025, according to data from the Financial Supervisory Commission (FSC).

This is reportedly NT$6.8b higher than the amount at the end of January.

Loans extended to SMEs by domestic banks accounted for 64.19% of total loans to enterprises, and 67.96% of total loans to private enterprises.

The average non-performing loan (NPL) ratio of the SME loans was 0.23% in February, 0.03 percentage point lower compared to a month earlier.