Lending & Credit

South Korea tightens liquidity rules as market improves

The banking sector’s liquidity coverage ratio will be rolled back to 100% in 2025.

Philippine bank loans up 10.6% in October

Consumer loans grew by 23.6% in the same month.

MUFG Bank sells 25% stake in Home Credit PH for JPY26.5b

Security Bank, which is 20% MUFG-owned, is buying the HCPH stake.

Malaysia logs 5.1% non-bank sector credit growth in October

Business loans and corporate bonds boosted credit for the month.

Mastercard, ADB promote financial inclusion in APAC MSMEs

Mastercard’s fund is allotting $5m to the ADB.

Thailand’s banking system loans contract 2% in Q3

Loans to petrochemical, electronic, and automotive sectors fell.

Vietnam’s central bank urges credit firms to reduce loan fees, simplify process

Credit institutions are asked to review fees with view of possible exemptions.

Three Indian banks penalized for lending violations

Two banks sanctioned loans to its directors, the RBI stated in separate notices.

Siam Commercial Bank offers 0% interest solar panel installation packages

The package includes solar panels, inverter equipment, and installation.

Improved lending to MSMEs needed: central banker

MSMEs make up almost a third of India’s nominal GDP.

Taiwanese banks' loans to SMEs reach $314.57b in September

The average non-performing loan ratio of SME loans was 0.22%.

South Korea's household loans up 0.9% in Q3

Total outstanding household credits was $1.28t as of end-September 2024.

South Korean banks’ delinquency rate fell in Sept 2024

The volume of newly delinquent loans shrank KRW0.5t during the month.

Export-Import Bank of Thailand faces elevated asset quality risk, profit pressures

Its gross NPL ratio rose whilst profitability declined in the first half of 2024.

Maybank rolls out green financial advisory service to SEA SMEs

Small and medium enterprises will receive funding to aid in their sustainability reporting.

India's microfinance institutions see rising delinquencies

CareEdge warns this could hamper incremental bank funding and equity investments.