Lending & Credit

Malaysian banks’ earnings growth to moderate from slower NII growth

Loan growth is expected to recover thanks to more business loans.

Malaysian private sector loans rose by 5.4% in Nov

Corporate bonds grew whilst business loan growth was unchanged.

RBI lifts lending restrictions of Arohan Financial Services Limited, Kolkata

The company initiated remedial action and submitted its various compliances to the central bank.

Slower credit growth on the horizon for Cambodian lenders

Earlier covenant breaches will continue to be a problem for some of the banks.

ZA Bank’s Rate Watch offers $114 for lower interest proof

Users can still receive up to $24.20 even if a loan application is unsuccessful.

Taiwanese banks extended $169.21m in SME loans in October

Loans extended to SMEs accounted for 64.2% of total loans.

Brace for ‘volatile’ credit conditions in APAC for 2025: expert

Lenders may turn more risk-averse and seek higher premia.

South Korean industrial lending rises by $12.14b in Q3 2024

Lending for working capital rose by $2.16b (KRW 3.1t).

China’s new yuan loans to have almost doubled in Nov: report

Banks are estimated to have issued $136.02b in new yuan loans.

Japanese banks see loans and deposits rise in November

Foreign banks saw their total yen-denominated loans jump 25.2% YoY.

Banks to face trade tensions, tariff-linked policy shifts, and property woes in 2025

The still-high interest rates might push banks’ credit losses to increase by 7% in 2025.

China, Philippine banks most impacted with rate cuts: Fitch

Their net interest margins are likely to decline until fiscal year 2026.

Chinese banks see improved earnings in Q3

Interest income and fee income declines narrowed.

HDFC Bank teams up with Pennant to offer quicker loan processing

HDFC will be able to quickly launch new loan products, amongst others.

India’s Navi Finserv now allowed to sanction, disburse loans

The central bank said that it is satisfied with Navi Finserv’s revamped processes and systems.