Lending & Credit
Hong Kong mortgage accounts up 3.6% in Q4 as lower rates trigger demand
Hong Kong mortgage accounts up 3.6% in Q4 as lower rates trigger demand
Improved affordability might drive new mortgages or refinancing activity.
Malaysia's corporate lending slumps to 3.8% as 24-month credit gains unwind
Total credit, including bonds, still accelerated to 5.5% year on year by the end of January 2026.
India amends ECB loan rules
It expanded the list of recognised lenders and simplified requirements for eligibility.
Malaysia industry loan growth slows to 4.7% in January
Lending for commercial complexes shrunk for the 14th straight month.
Malaysian bank lending rises 5% on more business loans
Business loans rose 4% whilst household loans grew 5.6%.
Westpac rolls out Book a Banker tool for home loan appointments
It will be expanded to St.George, BankSA, and Bank of Melbourne in the coming months.
Citi forms AI Infrastructure Banking team to tap $3t financing opportunity
The team aims to provide debt financing to fund data centres and other infra capacity.
Vietnam banks to weather risks with 16% credit growth target 'reasonable'
Actual loan growth may exceed previous years even as it does not hit the official target.
SME loan 4.1% slump weighs on Thai bank earnings
Overall credit outstanding fell 1.1% year on year across licensed banks and subsidiaries.
Filipinos outside capital favour loan apps and microloans over credit cards
The majority expressed willingness to access educational materials to improve their finances.
Krungsri names Chayathip Phanmanee as head of Krungsri Auto Group
Phanmanee implemented debt restructuring policies during the COVID-19 period.
Indian banks’ deposits and loans log double digit growth on sustained demand
Banks continued to see demand for auto loans and MSME loans.
South Korea lending rate to fall to 3.16% by 2028
Borrowing costs will extend their downward trend after a 21% drop in 2023.
Philippine cash remittances hit record $3.52b in December
Full-year inflows and personal remittances both hit an all-time high.
CBA credit losses seen steady as debt risks linger: S&P
The bank is vulnerable to housing-related risks.
How India’s 53% credit-to-GDP ratio exposes a lending gap
Formal borrowing is expanding but still trails the scale of domestic economic activity.
Why Asia's banks are rebuilding their credit infrastructure in 2026
Customers now expect visibility alongside instant credit experiences.
Commentary
Built to last: How Japan is approaching the cross-border payments challenge
Asia’s 20% advantage: The simplification strategy rewriting banking from Singapore to Shanghai
Perth is emerging as an unlikely testbed for the future of global finance