Lending & Credit
PAObank, Mybooster launch cross-border e-commerce revolving loan
PAObank, Mybooster launch cross-border e-commerce revolving loan
It offers funding of up to $5m, with tenor extending up to six months.
Malaysian banks’ earnings growth to moderate from slower NII growth
Loan growth is expected to recover thanks to more business loans.
Malaysian private sector loans rose by 5.4% in Nov
Corporate bonds grew whilst business loan growth was unchanged.
RBI lifts lending restrictions of Arohan Financial Services Limited, Kolkata
The company initiated remedial action and submitted its various compliances to the central bank.
Slower credit growth on the horizon for Cambodian lenders
Earlier covenant breaches will continue to be a problem for some of the banks.
ZA Bank’s Rate Watch offers $114 for lower interest proof
Users can still receive up to $24.20 even if a loan application is unsuccessful.
South Korean banks' delinquency rate inches up to 0.48% in October
Resolved loans decreased by $1.8b month-on-month.
Taiwanese banks extended $169.21m in SME loans in October
Loans extended to SMEs accounted for 64.2% of total loans.
Brace for ‘volatile’ credit conditions in APAC for 2025: expert
Lenders may turn more risk-averse and seek higher premia.
South Korean industrial lending rises by $12.14b in Q3 2024
Lending for working capital rose by $2.16b (KRW 3.1t).
China’s new yuan loans to have almost doubled in Nov: report
Banks are estimated to have issued $136.02b in new yuan loans.
Japanese banks see loans and deposits rise in November
Foreign banks saw their total yen-denominated loans jump 25.2% YoY.
Banks to face trade tensions, tariff-linked policy shifts, and property woes in 2025
The still-high interest rates might push banks’ credit losses to increase by 7% in 2025.
China, Philippine banks most impacted with rate cuts: Fitch
Their net interest margins are likely to decline until fiscal year 2026.
Chinese banks see improved earnings in Q3
Interest income and fee income declines narrowed.
HDFC Bank teams up with Pennant to offer quicker loan processing
HDFC will be able to quickly launch new loan products, amongst others.
India’s Navi Finserv now allowed to sanction, disburse loans
The central bank said that it is satisfied with Navi Finserv’s revamped processes and systems.
Commentary
Why high capital levels are a double-edged sword for Singapore banks