Metrobank’s net income hit $856.71m in 2025 trade and loan growth

Net interest income rose 9.2% during the year.

Metropolitan Bank & Trust Co.’s (Metrobank) achieved a net income of $856.71m (PHP49.7b) in 2025 on the back of higher trading and foreign exchange income as well as more loans.

The Philippine bank credited its performance to “modest asset expansion, resilient margins, healthy trading income and contained cost growth,” according to a bourse filing in February 2026.

Net interest income rose by 9.2% year-on-year (YoY) to $2.15b (PHP124.6b), whilst gross loans expanded 8.8% YoY.

Corporate and commercial loans rose 7.4%, whilst consumer loans grew 13.9%.

Total non-interest income climbed 11.6% YoY to $577.46m (PHP33.5b). Of this, trading and foreign exchange income surged 47.2% YoY to $141.35m (PHP8.2b), which Metrobank credited to strong customer flows and favorable trading opportunities.

Fee and trust income grew 6% YoY to $330.96m (PHP19.2b) in 2025.

Operating cost grew 3.3% YoY to $1.37b (PHP79.7b).

Cash dividend is PHP5 per share for 2026. The regular dividend is PHP3 per share, to be paid out on a semi-annual basis, whilst the special cash dividend is PHP2 per share.

The first payout of PHP3.5 will be given out to shareholders on record as of 9 March 2026.

(US$1 = PHP58; Morningstar via Google)