Retail Banking

CBA expected to maintain low credit losses, strong capital levels

Australian banks remain exposed to high household debt and prices.

India’s postponed LCR rules a win for banks’ margins, loan growth

The rules require banks to shore up more liquidity on retail deposits.

Fighting Back: How the Philippines is Addressing the Surge in Fraud

Institutions must adopt innovative solutions and foster global collaboration in fraud management practices.

Bank Mandiri slated for lower interest margins in 2025: analyst

But asset quality will improve thanks to new retail loans having better quality.

Overall loan demand in India to “moderate” in Jan-Mar 2025: survey

Terms and conditions for the mining sector are expected to become stricter.

Norinchukin Bank enhances CET-1, Tier 2 capital

The move comes with “strong support” from its member cooperatives, the Japanese bank said.

Bank Negara Indonesia profitability to hover at 1.8% to 1.9% in 2025

Credit costs are expected to remain modest at the current 1.3% level.

India’s scheduled commercial banks’ profits up 12.5% in Q3 FY2025

Operating expenses, treasury gains, and fee income all rose.

Five M&A themes in the banking sector in 2025

Smaller banks may seek M&As to solve or mitigate compliance costs.

Kasikornbank headed for year of portfolio clean-up

UOB Kay Hian “surprised” regarding the Thai bank’s flat loan growth target.

Mizuho’s profits tripled in 9M FY2024

Consolidated gross profits rose 288.9% thanks to the rate hike and NII growth.

Aozora Bank's Q3 profit soars 90.2% to ¥90.2b

Thanks to the improvement in net interest income.

ICICI Bank’s net profit up by 14.8% YoY to $1.4b in Q3

Its domestic loan portfolio also grew by 15.1%.