Retail Banking

CBA deploys AI bot army to disrupt and study scam attacks

Thousands of voice and message bots intercept scammers before they reach real customers.

India liquidity support eases funding strain for banks

Margins will fall in the near-term, but pressures will ease as deposit costs fall.

New bad loan formation remains a key risk for China Everbright Bank

The bank has adequate buffers, with reserves covering 174.4% of its NPLs.

Taiwan’s ATM, money transaction volumes outperform global averages

Over 93.3% of Taiwanese adults have a bank account, higher than 76.2% globally.

KEB Hana Ban’s problem loans rising, but profitability stable

Net interest margin will decline whilst credit costs will rise.

CIMB Group to maintain stable capital, liquidity, problem loans

Successful de-risking initiatives will support its ‘stable’ problem loans ratio.

BPI’s revenue up by 14% YoY to $1.6b in H1

It was driven by the 16.2% increase in net interest income.

Chinese yuan loans, deposits rose in H1 2025

Outstanding yuan loans grew 7.1% to $37.41t.

Demand for loans in Japan “about the same” in April-June

Firms of all sizes saw little change in demand during the period.

Hong Kong lenders consider making bad bank to offload $25b in soured loans

Hang Seng Bank and BoCom reportedly mulled setting up a special vehicle.

Thailand’s SCB enforces SIM name match requirement

Customers can still make transactions as usual on ATMs and branches.

Australia floats removing surcharge on card payments, lowering interchange fee cap

Lowering the cap could save businesses $1.2b in fees per year.

GXS Invest embeds insurance coverage with Singlife

Coverage will be up to three times the investment amount capped at S$100,000.

GoTyme Bank reaches $525.7m in deposits, expands into the SM Store

By Q3 2025, it will have kiosks in over 70 locations of the department store.

Japan’s SMFG eyes $1.1b additional investment in India’s Yes Bank: report

The Japanese megabank may raise its stake to 25%, sources said.

Chinese banks’ loan growth forecast lowered to 6% by 2028

Economic data likely indicates continued weak credit demand in the coming months.