Retail Banking
Taiwan’s ATM, money transaction volumes outperform global averages
Taiwan’s ATM, money transaction volumes outperform global averages
Over 93.3% of Taiwanese adults have a bank account, higher than 76.2% globally.
KEB Hana Ban’s problem loans rising, but profitability stable
Net interest margin will decline whilst credit costs will rise.
CIMB Group to maintain stable capital, liquidity, problem loans
Successful de-risking initiatives will support its ‘stable’ problem loans ratio.
BPI’s revenue up by 14% YoY to $1.6b in H1
It was driven by the 16.2% increase in net interest income.
Chinese yuan loans, deposits rose in H1 2025
Outstanding yuan loans grew 7.1% to $37.41t.
Demand for loans in Japan “about the same” in April-June
Firms of all sizes saw little change in demand during the period.
Hong Kong lenders consider making bad bank to offload $25b in soured loans
Hang Seng Bank and BoCom reportedly mulled setting up a special vehicle.
Thailand’s SCB enforces SIM name match requirement
Customers can still make transactions as usual on ATMs and branches.
Australia floats removing surcharge on card payments, lowering interchange fee cap
Lowering the cap could save businesses $1.2b in fees per year.
GXS Invest embeds insurance coverage with Singlife
Coverage will be up to three times the investment amount capped at S$100,000.
GoTyme Bank reaches $525.7m in deposits, expands into the SM Store
By Q3 2025, it will have kiosks in over 70 locations of the department store.
Japan’s SMFG eyes $1.1b additional investment in India’s Yes Bank: report
The Japanese megabank may raise its stake to 25%, sources said.
Chinese banks’ loan growth forecast lowered to 6% by 2028
Economic data likely indicates continued weak credit demand in the coming months.
Bangladesh’s banking sector strained by structural problems
Asset quality strains are expected to extend through 2026.
Cambodian banks face pressures from real estate and weak tourism
Bad loans may rise to up to 10% of outstanding loans by 2026.
India’s banks supported by infrastructure push and demand
Weak loans are projected to rise to 3.1% in March 2026.
Taiwanese banks to maintain sufficient buffers and stable fund
But tariff shifts may push up nonperforming assets.
Commentary
Fighting fraud in the digital banking age