Retail Banking
Korea’s outstanding deposit rate fell in December whilst loan rates climbed
Korea’s outstanding deposit rate fell in December whilst loan rates climbed
Rates for new deposits rose during the month.
South Korea rewrites bank loan-deposit rules to push regional lending
Regulators plan to upgrade rules and provide incentives to improve regional banks’ competitiveness.
Indian banks outclass Western peers with high-return, low-leverage model
The study groups India where lower gearing aligns with higher performance.
Security Bank names new wealth segment head
The Philippine bank also announced the retirement of EVP Gina Go.
RCBC names AREIT CEO as independent director
Independent director Erika Fille Legara has been named to the advisory board.
Indian banking returns hit decade-high as global margins shrink
CareEdge report confirms banking metrics are the strongest in years with multi-year low debt ratios.
China Bohai Bank faces high asset risk from retail and investment loans
Its NPL ratio rose 5 basis points in June 2025 compared to six months prior.
Kiatnakin Phatra Bank's profit jumps 26.1% but loan book shrinks in Q4 2025
Its net profit of $190.06m is 18.6% higher compared to a year earlier.
India’s ESAF Small Finance Bank modernises onboarding and lending
It expects to optimise IT costs and see lower licensing costs.
CZBANK stays stable but property risks spark new NPL threat
Net interest margin narrowed in 9M 2025, but this is expected to slow, Moody’s said.
Krungsri’s profit rises 6.9% in 2025 as retail and SME loans contract
Its CEO warned of slower economic growth and consumption in 2026.
SCB X’s net profit rose 8.1% to $1.51b in 2025
But its loan portfolio contracted and net interest income dropped 8%.
Mega ICBC's problem loans may rise on SME and tariff risks: Moody’s
The bank’s foreign currency loan portfolio may benefit from higher USD lending margins, however.
Maybank targets 13%–14% ROE by 2030 under ROAR30 strategy
It aims for a NIM of over 2.05% and a cost-to-income ratio of not more than 47%.
Chinese banks defy Vanke contagion as S&P forecasts 4% growth
Weak-loan ratios are currently performing better than the agency had previously anticipated.
Indonesia loan growth cooled in 2025 as 12% target looks tough: UOBKH
The central bank successfully addressed funding constraints, but borrowers remain cautious.
Trust is first banking app in Singapore to offer fractional trading
It now gives access to over 7,000 US stocks and ETFs.
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