Retail Banking

China remains committed to supporting megabanks: analyst

The megabanks are expected to expand lending to support “national priorities.”

Japan’s SMBC is buying a 20% stake in India’s Yes Bank

Yes Bank is India’s sixth-largest private sector commercial bank in India.

Indonesian banks reap returns from IT investments

Bank Mandiri’s digital fee income grew by double digits.

Cake Digital Bank’s facial biometrics clinches highest-level ISO certification

Its system verifies without need for interaction such as blinking or facial gestures.

Malaysia’s development banks told to plug lending gap for MSMEs

Productive sectors need more capital to stimulate the slowing economy.

Jeju Bank will still have Shinhan FG support despite diluted stake

The Korean bank will expand its business outside of Jeju Island, says Moody’s.

OCBC’s net profit rose 5% to S$1.88b in Q1 2025

Earnings per share is S$1.68 for the quarter.

NZ banks have ‘strong capital and liquidity buffers’ to maintain credit flows

Risks have risen, but the banks remain profitable and bad loans will decline.

Banks must diversify income and review pricing: analysts

They must identify customer relationships with low or negative profit.

APAC banks outpace EU in digital adoption although branches still needed

Malaysia and the Philippines expanded their branch networks between 2019 and 2023.

NAB net profit dip 2.5% to A$3.4b in H1 2025

Net operating income rose 1.4%, and net interest income is 0.6% higher.

National Australia Bank’s credit losses to remain low

Its CET1 ratio is expected to rise once it concludes the sale of its stake in MLC Life Insurance.

Chinese banks’ annual credit loses to average $353b in next two years

Nonperforming assets and bad debt are expected to rise.