Lending & Credit
New prime rate mechanism poses risk to Chinese bank profitability
New prime rate mechanism poses risk to Chinese bank profitability
With narrower loan margins, some banks may turn to riskier activities to boost earnings.
ASEAN banks perform poorly in environment sustainability survey
However, banks in Singapore outperformed their peers.
Rising risks hit Indian banks as regulators call to save NBFIs
The defaults of Infrastructure Leasing & Financial Services and Dewan Housing has investors spooked.
Thai banks' bad loan balance hits 1.8% in Q2
Weaker debt servicing abilities reflected the slowing economy.
Can Philippine banks ride out the bad loan wave?
Systemwide non-performing loans rose sharply by 22.5% in January.
Taiwanese banks' loan book hit $940.4b in May
Loans granted by local banks grew $357.6b in May YTD.
Singapore banks' NIM expansion could hit 1-2bp in Q2
Both OCBC and UOB could have a NIM expansion of 2bp during the period.
Thai bank loans could grow 7% by end-2019
It will be supported by government projects paired with private investments.
Hong Kong banks' loan growth rose 3% in May
HKD loans were buoyed by mortgage demand.
Chart of the Week: Thai banks' bad loan ratio hit 3% in Q1
SMEs’ bad loan ratio continued to grow from 4.4% to 4.6%.
Chart of the Week: Can households buoy Malaysia banks' loan growth?
The sector makes up 5.7.8% of the total loans.
Banks cash in on Vietnam's micro-consumer loan segment
The sector’s interest rates could exceed 50% per year.
Australian banks grapple with funding gap's historic low of 40% in Q1
Investor loan growth slowed to less than 1%.
Singapore banks' loan growth up 4.7% in May
ACU-driven overseas loans rose 7.5%.
Indonesian banks hold back loans for finance firms
The prominent default of a financing firm in 2018 hit bank confidence.
China's shadow banking assets fall to two-year low in Q1 even as crackdown eases
Core shadow banking activities have dropped to $420b in 2018.
Philippine banks conquer mounting bad loan risk
Corporates, which account for 76% of loans, have strong debt-servicing abilities.
Commentary
Why high capital levels are a double-edged sword for Singapore banks