EastWest Bank profit climbs 21% to $156.4m in 2025

Revenue was up 20% with stronger operating leverage.

East West Banking Corporation reported a net income of $156.4m (PHP9.2b) in 2025, up 21% year-on-year (YoY), with return on equity at 11.9%, according to a press release.

Total revenues rose 20% to $867m (PHP51.0b), driven by net interest income of $690.2m (PHP40.6b) and a 13% increase in interest-earning assets, whilst fee income grew 21% to $120.7m (PHP7.1b).

Operating expenses increased 8% to $431.8m (PHP25.4b), lifting pre-provision operating profit by 33% to $433.5m (PHP25.5b) and improving the cost-to-income ratio to 49.7% from 55.2%.

Provisions for credit losses amounted to $241.4m (PHP14.2b), with non-performing loan coverage at 86%.

Total assets expanded 10% to $9.81b (PHP577.1b), supported by deposits that grew 13% to $7.44b (PHP437.8b) and maintained a CASA ratio of 82%, with CASA deposits up 14%. 

Assets under management increased 40% and surpassed $1.7b (PHP100b).

($1.00 = PHP57.99)