Retail Banking

India’s Axis Bank face higher credit costs and margin pressures

It logged more slippages or bad loans due to reclassification.

TMBThanachart Bank’s dividend payout likely at 65% for 2025

But rising NPLs in auto loans and unsecured consumer loans can be a problem.

New Zealand to reopen ESAS applications in September

It is open to payment service providers, overseas deposit takers, and designated FMI operators.

Australia cancels credit licenses of seven entities

They failed to be a member of AFCA, or failed to lodge compliance certificates, amongst other reasons.

HSBC names Airport Authority HK chairman as new board member

Fred Lam Tin Fuk served as AAHK CEO from 2014-2024.

CBA deploys AI bot army to disrupt and study scam attacks

Thousands of voice and message bots intercept scammers before they reach real customers.

India liquidity support eases funding strain for banks

Margins will fall in the near-term, but pressures will ease as deposit costs fall.

New bad loan formation remains a key risk for China Everbright Bank

The bank has adequate buffers, with reserves covering 174.4% of its NPLs.

Taiwan’s ATM, money transaction volumes outperform global averages

Over 93.3% of Taiwanese adults have a bank account, higher than 76.2% globally.

KEB Hana Ban’s problem loans rising, but profitability stable

Net interest margin will decline whilst credit costs will rise.

CIMB Group to maintain stable capital, liquidity, problem loans

Successful de-risking initiatives will support its ‘stable’ problem loans ratio.

BPI’s revenue up by 14% YoY to $1.6b in H1

It was driven by the 16.2% increase in net interest income.

Chinese yuan loans, deposits rose in H1 2025

Outstanding yuan loans grew 7.1% to $37.41t.

Demand for loans in Japan “about the same” in April-June

Firms of all sizes saw little change in demand during the period.

Hong Kong lenders consider making bad bank to offload $25b in soured loans

Hang Seng Bank and BoCom reportedly mulled setting up a special vehicle.