Retail Banking

Overall loan demand in India to “moderate” in Jan-Mar 2025: survey

Terms and conditions for the mining sector are expected to become stricter.

Norinchukin Bank enhances CET-1, Tier 2 capital

The move comes with “strong support” from its member cooperatives, the Japanese bank said.

Bank Negara Indonesia profitability to hover at 1.8% to 1.9% in 2025

Credit costs are expected to remain modest at the current 1.3% level.

India’s scheduled commercial banks’ profits up 12.5% in Q3 FY2025

Operating expenses, treasury gains, and fee income all rose.

Five M&A themes in the banking sector in 2025

Smaller banks may seek M&As to solve or mitigate compliance costs.

Kasikornbank headed for year of portfolio clean-up

UOB Kay Hian “surprised” regarding the Thai bank’s flat loan growth target.

Mizuho’s profits tripled in 9M FY2024

Consolidated gross profits rose 288.9% thanks to the rate hike and NII growth.

Aozora Bank's Q3 profit soars 90.2% to ¥90.2b

Thanks to the improvement in net interest income.

ICICI Bank’s net profit up by 14.8% YoY to $1.4b in Q3

Its domestic loan portfolio also grew by 15.1%.

BPI’s net income increases by 20% YoY to $1.06b

Revenue stood at $2.9b (PHP170.1b), up by 23%.

Financial fragmentation threatens bank profits and lending

Globally, it can lead to nearly 280 million fewer jobs by 2030.

Thai banks have room to improve costs, loans in 2025: UOBKH

But loans extended to SMEs will continue to remain sluggish in quality.

Hong Kong’s total deposits up 7.1% in 2024

Renminbi deposits fell, whilst RMB remittance rose in December.

Bangkok Bank nets 8.6% net profit rise in 2024

It attributed this to the recovery of tourism and exports.