Retail Banking
Kiatnakin Phatra Bank's profit jumps 26.1% but loan book shrinks in Q4 2025
Kiatnakin Phatra Bank's profit jumps 26.1% but loan book shrinks in Q4 2025
Its net profit of $190.06m is 18.6% higher compared to a year earlier.
India’s ESAF Small Finance Bank modernises onboarding and lending
It expects to optimise IT costs and see lower licensing costs.
CZBANK stays stable but property risks spark new NPL threat
Net interest margin narrowed in 9M 2025, but this is expected to slow, Moody’s said.
Krungsri’s profit rises 6.9% in 2025 as retail and SME loans contract
Its CEO warned of slower economic growth and consumption in 2026.
SCB X’s net profit rose 8.1% to $1.51b in 2025
But its loan portfolio contracted and net interest income dropped 8%.
Mega ICBC's problem loans may rise on SME and tariff risks: Moody’s
The bank’s foreign currency loan portfolio may benefit from higher USD lending margins, however.
Maybank targets 13%–14% ROE by 2030 under ROAR30 strategy
It aims for a NIM of over 2.05% and a cost-to-income ratio of not more than 47%.
Chinese banks defy Vanke contagion as S&P forecasts 4% growth
Weak-loan ratios are currently performing better than the agency had previously anticipated.
Indonesia loan growth cooled in 2025 as 12% target looks tough: UOBKH
The central bank successfully addressed funding constraints, but borrowers remain cautious.
Trust is first banking app in Singapore to offer fractional trading
It now gives access to over 7,000 US stocks and ETFs.
SMBC to transform India branches into subsidiary after conditional RBI nod
The Japanese megabank will transform its local presence into a centralised corporate structure.
India's Canara Bank enables UPI payments on ai1Pe app
Canara Bank now has access to the latest UPI functions and updates.
ICICI profit slips as provisions more than double in Q3 2026
The bank had to make a $143m for regulatory compliance related to agri loans.
HDFC Bank enables digital rupee payments for merchants
SmartGateway merchants can now accept CBDC or digital rupee payments.
PH central bank warns public against scammers posing as employees
The BSP will never ask the public to transfer funds from their accounts, it said.
BOCHK capitalisation strong but property risks remain
Fee income and treasury income will support its profitability through mid-2027.
4 APAC markets face 'declining' outlook as loan yields retreat: Fitch
Any resulting drag on the operating profit and RWA should be manageable.
Commentary
Asia is leading payments modernisation and banks can't afford to fall behind
Investing in an inefficient market
Platinum cards, paper-thin compliance?
Energy price volatility highlights structural gaps for managing FX risk in APAC
Asia’s electronic markets reach an inflection point of transformation
Tokenisation in the Philippines: The consumer is ready, but is the infrastructure?
Asian firms need to get ready for digital assets and currencies