Retail Banking
Why APAC banks must rethink their approach to the cost reduction challenge
Why APAC banks must rethink their approach to the cost reduction challenge
APAC's fintech market is set to reach $304.55b by 2030, up from $144.87b today.
SCB X may rein in non-bank finance expansion amidst asset quality concerns
Its commercial bank business is expected to make up the majority of its net profit.
CITIC Bank to maintain stable profits and capital but at risk from bad loans
Asset quality should remain stable in 2026 and even through mid-2027.
Banks shift deposit strategy from rates to relationships
Wealth management is a key focus.
PNB inks loan facility agreement with DCFC to boost SME lending
The facility will be used to grant working capital loans to SMEs.
Indonesia's Superbank raises $167.06m in IPO
It will use 70% of the proceeds for working capital and 30% for capital expenditure.
Japanese megabanks set for better conditions in 2026
In contrast, Chinese banks and Hong Kong banks face “deteriorating” sector outlooks.
UnionBank names Gauraw Srivastava as wealth head and EVP
Srivastava was previously head of private banking at Vietnam’s VPBank.
SMBC APAC completes first SRT transaction
Its sponsor partners are Blackstone, Stonepeak, and Clifford Capital.
ANZ ex-CEO Shayne Elliot sues the bank
Elliot’s long-term variable remuneration was adjusted to zero for 2025 and 2026.
Indonesia banks see NPLs climb on mortgage and vehicle loan strain
CGSI said that banks should be more cautious of auto loans than mortgages.
Syfe achieves group profitability
Its AUM in Hong Kong grew nearly six-fold in 2025.
KBANK sees limited flood impact as interest income pressure looms
Policy rate cuts will lead to net interest income pressures in 2026.
TISCO Bank cautious on 2026 as it scales back high yield lending
It expects net profits to decline in 2025-26, but is confident it can maintain its payout ratio.
Thai Credit Bank eyes double digit loan growth in 2026
It expects to hire more employees to support its larger loan portfolio.
APAC banks in stronger capital positions than global peers
Regulators have more conservative local rules.
Indonesian banks’ weak loans improve with ample coverage for risks
Pockets of vulnerabilities remain in certain sectors, like the textile industry.
Commentary
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