Retail Banking
CBA earnings up 1% YoY to A$718m in H1 as deposit margins fall
Customer margins remained flat during the period.
Asia’s banks hold the mandate to innovate. Now they must earn it.
Banking is no longer measured against other financial institutions, but against digital experiences.
NAB offers everyday banking appointments via Zoom call
Customers can self-book appointments at the NAB website starting March.
Westpac rolls out Copilot to 35,000 global staff
Its teams have already built several AI agents for HR and IT.
SBI hits record net profit of $2.32b in Q3 FY2026
Operating profit rose almost 40% although NIM fell to 3.12%.
Philippine bank lending hits 9.2% in December
Loans to non-residents declined faster than the previous month, however.
Vietnam banks face credit split as quota phaseout looms and Basel III rolls out
Weaker, capital-constrained banks may struggle to meet regulatory changes.
How can Indian lenders balance loan growth and risk?
Reforms could help improve efficiency, especially of state banks.
Korean banks see Q4 net incomes halved on costs and FX losses
Loan growth will remain challenging in FY2026, CreditSights said.
Norinchukin Bank to accept $36.37m capital subscription
Nochu recently announced plans to support affiliate JA Mitsui Leasing.
SCB expands cardless withdrawals to 9,200 ATMs with new partners
SCB first introduced cardless ATM withdrawal services in 2021.
Taiwan bank loans hit $1.43t in Dec 2025 as bad debts drop
Coverage allowance for NPLs rose to 917.43%.
Norinchukin Innovation Fund invests in Mooji Meats
Mooji Meats’ plant-based steak products are sold under the Offbeast brand.
SMBC to launch new startup video pitch platform as deal flow source
GoAhead invests in seed and early stage startups.
BNI braces for NIM compression in 2026 on tighter H1 liquidity
NIM is estimated to fall between 3.5% to 3.8%, lower than Q4 2025’s 3.9%.
Indonesia loan demand stagnates as MSME and consumption slumps
Underlying demand for loans remains uneven although liquidity will be abundant, analyst said.
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Commentary
Asia’s banks hold the mandate to innovate. Now they must earn it.
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Digital transformation starts with leadership