Retail Banking

India’s ESAF Small Finance Bank modernises onboarding and lending

It expects to optimise IT costs and see lower licensing costs.
5 days ago

CZBANK stays stable but property risks spark new NPL threat

Net interest margin narrowed in 9M 2025, but this is expected to slow, Moody’s said.
5 days ago

Krungsri’s profit rises 6.9% in 2025 as retail and SME loans contract

Its CEO warned of slower economic growth and consumption in 2026.

SCB X’s net profit rose 8.1% to $1.51b in 2025

But its loan portfolio contracted and net interest income dropped 8%.

Mega ICBC's problem loans may rise on SME and tariff risks: Moody’s

The bank’s foreign currency loan portfolio may benefit from higher USD lending margins, however.

Maybank targets 13%–14% ROE by 2030 under ROAR30 strategy

It aims for a NIM of over 2.05% and a cost-to-income ratio of not more than 47%.

Chinese banks defy Vanke contagion as S&P forecasts 4% growth

Weak-loan ratios are currently performing better than the agency had previously anticipated.

Indonesia loan growth cooled in 2025 as 12% target looks tough: UOBKH

The central bank successfully addressed funding constraints, but borrowers remain cautious.

Trust is first banking app in Singapore to offer fractional trading

It now gives access to over 7,000 US stocks and ETFs.

SMBC to transform India branches into subsidiary after conditional RBI nod

The Japanese megabank will transform its local presence into a centralised corporate structure.

India's Canara Bank enables UPI payments on ai1Pe app

Canara Bank now has access to the latest UPI functions and updates.

ICICI profit slips as provisions more than double in Q3 2026

The bank had to make a $143m for regulatory compliance related to agri loans.

HDFC Bank enables digital rupee payments for merchants

SmartGateway merchants can now accept CBDC or digital rupee payments.

PH central bank warns public against scammers posing as employees

The BSP will never ask the public to transfer funds from their accounts, it said.

BOCHK capitalisation strong but property risks remain

Fee income and treasury income will support its profitability through mid-2027.

4 APAC markets face 'declining' outlook as loan yields retreat: Fitch

Any resulting drag on the operating profit and RWA should be manageable.